Bringin Card
Bitcoin-only Visa debit card for EEA residents: bitcoin sent on-chain or via Lightning is converted to euros in a personal vIBAN and spent by card, on infrastructure of the MiCA-authorized Lightspark Payments Europe. €37.69 a year (or €3.49 a month), no FX fee, 1% bitcoin-to-euro conversion.
Base cashback
Max cashback
Base fee
€37.69/yearConditions apply: tap or hover for detailsShow source
FX fee
0%Show source
ATM fee
Card fee
FreeShow source
Credit line
NoShow source
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- No FX markup from the issuer
Cons
- Annual cost €37.69 (Paid annually (10% discount); otherwise €3.49 a month)
Good for
- Frequent travellers
Not for
Not enough data to say.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to Bringin Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees7/15
- Annual fee
€37.69/yearConditions apply: tap or hover for detailsShow source
Paid annually (10% discount); otherwise €3.49 a month
- Monthly fee
€3.49/monthConditions apply: tap or hover for detailsShow source
Monthly payment; €37.69 when paid annually
- Physical card fee
FreeShow source
- Virtual card fee
FreeShow source
- FX fee
0%Show source
- Crypto conversion fee
1%Conditions apply: tap or hover for detailsShow source
Bitcoin to euro
- Settlement fee
FreeShow source
Not yet researched: Replacement fee, Top-up fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Small transaction fee, Other fees & markups.
Cashback & rewards0/14
No cashback & rewards data published or researched yet.
Credit & financing1/11
- Credit line
NoShow source
Not yet researched: Credit type, Collateral assets, Max loan-to-value, Interest (APR), Interest notes, Grace period, Repayment, Liquidation risk, Spend own balance directly, Spend by borrowing against collateral.
Supported countries & currencies3/4
- Available in
EEAConditions apply: tap or hover for detailsShow source
Anyone 18+ with a valid ID from an EEA country
- Account / spend currencies
EUR · BTCShow source
- Own IBAN / bank details
YesConditions apply: tap or hover for detailsShow source
Personal euro vIBAN
Not yet researched: Not available in.
Features, wallets & supported assets7/11
- Apple Pay
NoConditions apply: tap or hover for detailsShow source
Only through the Curve app; direct support planned
- Google Pay
YesShow source
- Physical card
YesShow source
- Virtual card
YesShow source
- ATM withdrawals
YesShow source
- Spendable assets
BTC (on-chain and Lightning) · EURShow source
- Blockchains
Bitcoin · Lightning NetworkShow source
Not yet researched: Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection.
Security & custody1/3
- Regulation / licences
MiCA (CASP authorization of infrastructure provider Lightspark Payments Europe AS)Conditions apply: tap or hover for detailsShow source
Authorization is held by the infrastructure provider, not by Bringin itself
Not yet researched: Deposit protection, Smart-contract risk.
Limits2/2
- ATM limit
€350Conditions apply: tap or hover for detailsShow source
Per day; €3,000 a month
- Spending limit
€10,000Conditions apply: tap or hover for detailsShow source
Per day, standard KYC level; €15,000 a month
Product5/7
- Product status
ActiveShow source
- Card type
Debit cardShow source
- Network
VisaShow source
- Custody model
HybridConditions apply: tap or hover for detailsShow source
Bitcoin stays in the user's own wallet; euros are held in the card's vIBAN
- Card issuer / program manager
Infrastructure by Lightspark Payments Europe AS (MiCA-authorized CASP)Show source
Not yet researched: Launch date, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Base-tier subscription ≈ €80/year · Per-transaction costs ≈ 1.00% | 20% | 80 |
Cashback & rewards | 20% | No data — excluded |
Availability 30 of 60 tracked countries | 15% | 100 |
FX & international FX fee 0% | 10% | 100 |
Product features 4 of 5 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 56 |
Custody & security Custody model: hybrid · Regulated / protected (+15) | 10% | 85 |
Credit & financing No credit line | 5% | 30 |
Limits & ATM | 5% | No data — excluded |
Transparency 6 of 6 checked key terms disclosed | 5% | 100 |
Data coverage 75%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
Does Bringin Card have an annual or monthly fee?
Base tier: €37.69/year (Paid annually (10% discount); otherwise €3.49 a month). Source: Bringin — Top Bitcoin Debit Card in Europe.
What is the FX fee of Bringin Card?
0%. Source: Bringin — Top Bitcoin Debit Card in Europe.
Is Bringin Card a credit card?
No. It is a debit card; you spend your own balance.
Where is Bringin Card available?
EEA (Anyone 18+ with a valid ID from an EEA country).
Is Bringin Card self-custodial?
Hybrid (Bitcoin stays in the user's own wallet; euros are held in the card's vIBAN).
Does Bringin Card work with Apple Pay and Google Pay?
Apple Pay: No. Google Pay: Yes.
Change history26 entries
- Regulation / licences not disclosed → ["MiCA (CASP authorization of infrastructure provider Lightspark Payments Europe AS)"] · 25 October 2026 · approved
- Blockchains not disclosed → ["Bitcoin","Lightning Network"] · 25 October 2026 · approved
- Network recorded · 22 October 2026 · auto-approved
- Custody model recorded · 22 October 2026 · auto-approved
- Card issuer / program manager recorded · 22 October 2026 · auto-approved
- Annual fee recorded · 22 October 2026 · auto-approved
- Monthly fee recorded · 22 October 2026 · auto-approved
- Physical card fee recorded · 22 October 2026 · auto-approved
- Virtual card fee recorded · 22 October 2026 · auto-approved
- Settlement fee recorded · 22 October 2026 · auto-approved
- FX fee recorded · 22 October 2026 · auto-approved
- Crypto conversion fee recorded · 22 October 2026 · auto-approved
- Credit line recorded · 22 October 2026 · auto-approved
- Product status recorded · 22 October 2026 · auto-approved
- Own IBAN / bank details recorded · 22 October 2026 · auto-approved
- Account / spend currencies recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Physical card recorded · 22 October 2026 · auto-approved
- Google Pay recorded · 22 October 2026 · auto-approved
- Apple Pay recorded · 22 October 2026 · auto-approved
- ATM withdrawals recorded · 22 October 2026 · auto-approved
- Spendable assets recorded · 22 October 2026 · auto-approved
- Spending limit recorded · 22 October 2026 · auto-approved
- ATM limit recorded · 22 October 2026 · auto-approved
- Available in recorded · 22 October 2026 · auto-approved