Volet.com Card vs XSPA Card
Crypto native
Crypto native
Verdict
- XSPA Card scores higher overall (7.5 vs 7.2 out of 10).
- XSPA Card is clearly stronger on: Fees, Custody & security.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Volet.com Card is a good fit for
- Frequent travellers
XSPA Card is a good fit for
- People who want to keep control of their keys
Stronger on: Fees, Custody & security
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Volet.com Card | XSPA Card |
|---|---|---|
| Fees | 70 | 100 |
| Cashback & rewards | – | – |
| Availability | 100 | 100 |
| FX & international | 100 | – |
| Product features | 70 | 70 |
| Custody & security | 60 | 80 |
| Credit & financing | – | – |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Travel | 8.0 | n/a |
| Best for Self-Custody | n/a | 7.6 |
| Best for DeFi Users | 6.3 | 7.1 |
| Best for Low Fees | 7.9 | 8.0 |
| Best for Beginners | 7.7 | 8.6 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Prepaid cardShow source
Network
Visa / MastercardConditions apply: tap or hover for detailsShow source
Europe cards Visa and Mastercard; Asia-Pacific and digital global cards Mastercard
VisaShow source
Custody model
CustodialShow source
Self-custodyConditions apply: tap or hover for detailsShow source
card sits on top of a non-custodial wallet
Tiers / plans
Asia-Pacific · Europe Virtual · Europe PlasticConditions apply: tap or hover for detailsShow source
Card variants listed
Fees
Monthly fee
FreeConditions apply: tap or hover for detailsShow source
Account monthly fee; Asia-Pacific card has separate 1 USD monthly maintenance (per card page)
Physical card fee
$5Conditions apply: tap or hover for detailsShow source
Europe Plastic and Asia-Pacific Plastic; 5 EUR for EUR card
Virtual card fee
$1Conditions apply: tap or hover for detailsShow source
Europe Virtual card; 1 EUR for EUR card
FX fee
0%Conditions apply: tap or hover for detailsShow source
Digital global Mastercard USD card: Mastercard rate, no extra fee
Top-up fee
$1 + 1%Conditions apply: tap or hover for detailsShow source
Europe cards loaded from Volet.com (1 EUR for EUR cards); Asia-Pacific 1.5% + 1 USD; digital global Mastercard 2.5% + 1 USD
FreeShow source
Other fees & markups
Fiat top-up by Visa/Mastercard 3.5% · USDT/USDC top-up to fiat balance 1 USD · Withdrawal to Volet.com card from 1% · USDT TRC-20 withdrawal 3.5 USDT; other chains 0.5 USDT/USDCShow source
Availability
Available in
European Union, Switzerland, Norway, Turkey, IsraelConditions apply: tap or hover for detailsShow source
Verified users
GlobalConditions apply: tap or hover for detailsShow source
200+ countries
Account / spend currencies
USD · EURShow source
USDT · USDCShow source
Features
Apple Pay
YesConditions apply: tap or hover for detailsShow source
Only some cards support it
YesShow source
Google Pay
YesConditions apply: tap or hover for detailsShow source
Only some cards support it
YesShow source
Physical card
YesShow source
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesShow source
YesShow source
Spendable assets
BTC · ETH · SOL · USDT · USDC · BNB · POL · TRXConditions apply: tap or hover for detailsShow source
top-up assets
Blockchains
Solana · Bitcoin · Ethereum · BNB Smart Chain · Polygon · TronConditions apply: tap or hover for detailsShow source
Wallet chains
Limits
Spending limit
$50,000Conditions apply: tap or hover for detailsShow source
One-time purchase, digital global Mastercard USD; Asia-Pacific up to 22,000 USD
Annual cost at 1,500 EUR/month
Volet.com Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
XSPA Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers