Volet.com Card vs WhiteBIT Nova
Crypto native
Crypto native
Verdict
- Volet.com Card and WhiteBIT Nova have the same overall score (7.2/10).
- WhiteBIT Nova is clearly stronger on: Fees.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Volet.com Card is a good fit for
- Frequent travellers
WhiteBIT Nova is a good fit for
- Stablecoin holders
Stronger on: Fees
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Volet.com Card | WhiteBIT Nova |
|---|---|---|
| Fees | 70 | 100 |
| Cashback & rewards | – | 48 |
| Availability | 100 | 100 |
| FX & international | 100 | – |
| Product features | 70 | 70 |
| Custody & security | 60 | 60 |
| Credit & financing | – | 30 |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Cashback | n/a | 6.5 |
| Best for Travel | 8.0 | 6.7 |
| Best for DeFi Users | 6.3 | 6.2 |
| Best for Stablecoins | n/a | 7.1 |
| Best for High Spenders | n/a | 5.8 |
| Best for Low Fees | 7.9 | 8.0 |
| Best for Beginners | 7.7 | 8.3 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Debit cardShow source
Network
Visa / MastercardConditions apply: tap or hover for detailsShow source
Europe cards Visa and Mastercard; Asia-Pacific and digital global cards Mastercard
VisaShow source
Custody model
CustodialShow source
CustodialConditions apply: tap or hover for detailsShow source
Spends balances held on the WhiteBIT exchange
Card issuer / program manager
Wallester AS (payment institution, Finantsinspektsioon, Estonia)Show source
Tiers / plans
Asia-Pacific · Europe Virtual · Europe PlasticConditions apply: tap or hover for detailsShow source
Card variants listed
Fees
Annual fee
FreeShow source
Monthly fee
FreeConditions apply: tap or hover for detailsShow source
Account monthly fee; Asia-Pacific card has separate 1 USD monthly maintenance (per card page)
FreeShow source
Physical card fee
$5Conditions apply: tap or hover for detailsShow source
Europe Plastic and Asia-Pacific Plastic; 5 EUR for EUR card
€12Conditions apply: tap or hover for detailsShow source
Delivery of the plastic card
Virtual card fee
$1Conditions apply: tap or hover for detailsShow source
Europe Virtual card; 1 EUR for EUR card
FreeShow source
FX fee
0%Conditions apply: tap or hover for detailsShow source
Digital global Mastercard USD card: Mastercard rate, no extra fee
Top-up fee
$1 + 1%Conditions apply: tap or hover for detailsShow source
Europe cards loaded from Volet.com (1 EUR for EUR cards); Asia-Pacific 1.5% + 1 USD; digital global Mastercard 2.5% + 1 USD
FreeShow source
Other fees & markups
Fiat top-up by Visa/Mastercard 3.5% · USDT/USDC top-up to fiat balance 1 USD · Withdrawal to Volet.com card from 1% · USDT TRC-20 withdrawal 3.5 USDT; other chains 0.5 USDT/USDCShow source
Account reactivation after 3 months of inactivity: 5 € · Cashback can only be claimed from 5 €Show source
Cashback & rewards
Base cashback
1%Conditions apply: tap or hover for detailsShow source
Lowest category rate; up to three categories chosen per day
Max cashback
10%Conditions apply: tap or hover for detailsShow source
Subscriptions category; capped at 25 € cashback per month
Cashback paid in
BTC or WBTShow source
Cashback type
CryptoShow source
Max cashback per month
€25/monthShow source
Cashback conditions
Up to three categories selected per day: taxi 5%, subscriptions 10%, pets 5%, entertainment and gaming 2%, others 1% · Minimum claim 5 € · Maximum 25 € per monthShow source
Credit & financing
Credit line
NoShow source
Availability
Available in
European Union, Switzerland, Norway, Turkey, IsraelConditions apply: tap or hover for detailsShow source
Verified users
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, Iceland, Liechtenstein, UkraineShow source
Account / spend currencies
USD · EURShow source
Features
Apple Pay
YesConditions apply: tap or hover for detailsShow source
Only some cards support it
YesShow source
Google Pay
YesConditions apply: tap or hover for detailsShow source
Only some cards support it
YesShow source
Physical card
YesShow source
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesShow source
YesConditions apply: tap or hover for detailsShow source
Where supported
Spend stablecoins
YesShow source
Spendable assets
USDC · BTC · ETH · XRP · SOL · NEAR · ADA · AVAX · WBT · EURI · DOGEShow source
Limits
Spending limit
$50,000Conditions apply: tap or hover for detailsShow source
One-time purchase, digital global Mastercard USD; Asia-Pacific up to 22,000 USD
Annual cost at 1,500 EUR/month
Volet.com Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
WhiteBIT Nova
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+180 EUR
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers