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DEEN

MP Card vs SolCard

MP Card

Crypto native

6.3
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SolCard

Crypto native

6.3
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Verdict

  • MP Card and SolCard have the same overall score (6.3/10).
  • MP Card is clearly stronger on: Fees.
  • SolCard is clearly stronger on: Product features.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

MP Card is a good fit for

  • Stablecoin holders

Stronger on: Fees

SolCard is a good fit for

  • Stablecoin holders

Stronger on: Product features

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
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Review & sourcesMP Card vs ether.fi CashSolCard vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionMP CardSolCard
Fees10068
Cashback & rewards––
Availability–100
FX & international–20
Product features5870
Custody & security60–
Credit & financing––
Limits & ATM20–
Transparency100100
Best for Traveln/a5.2
Best for DeFi Users6.4n/a
Best for Stablecoins7.05.6
Best for Low Fees7.65.8
Best for Beginners7.37.6

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveConditions apply: tap or hover for detailsShow source

Help article describing current application flow

ActiveShow source

Card type

Stablecoin cardShow source
Debit cardShow source

Network

VisaConditions apply: tap or hover for detailsShow source

Cloud Card

VisaShow source

Custody model

CustodialShow source
No data yet

Card issuer / program manager

No data yet
SC PAYMENTS LIMITED (Hong Kong); card services via licensed card issuing partnersConditions apply: tap or hover for detailsShow source

Operator named in footer

Tiers / plans

No data yet
Virtual · Platinum · Virtual for AI & Ad SpendShow source

Fees

Annual fee

No data yet
FreeShow source

Virtual card fee

No data yet
$10Show source

FX fee

No data yet
2%Conditions apply: tap or hover for detailsShow source

Cross-border / currency conversion transactions, all cards

Top-up fee

FreeConditions apply: tap or hover for detailsShow source

No currency given for the zero fee

5%Conditions apply: tap or hover for detailsShow source

Virtual card; Platinum 0%

Small transaction fee

No data yet
$0.15Conditions apply: tap or hover for detailsShow source

Varies; applies to transactions under $10

Other fees & markups

Handling fee 0.80% on consumption · Card opening fee 10 USDT (cancellation 3 USDT) · 3D Secure verification fee $0.03 per attempt · Auth/Verify fee: first 10 free per account per month, then $1 per transaction · Chargeback fee 0.80 USD per transaction (first 5 free per month) · FX/cross-border: pass-through of Visa/issuer rules; all-in about 1% USD spend, 1.8%-2.2% non-USD (stated guide only)Conditions apply: tap or hover for detailsShow source

Cloud Card; amounts in USDT not recorded as USD

Transaction fee $0.30 per successful purchase (all cards) · Apple Pay / Google Pay fee 0.20% (Platinum only) · Declined transaction fee $0.15 (varies) · Refund to card fee 2% · Withdrawal fee $1 paid in USDTShow source

Cashback & rewards

Interest on balance

0%Conditions apply: tap or hover for detailsShow source

Balance does not bear interest

No data yet

Availability

Available in

No data yet
GlobalConditions apply: tap or hover for detailsShow source

Worldwide except restricted countries

Not available in

No data yet
United States, CU, KP, EG, IR, MM, Nigeria, RU, South Africa, SY, Ukraine, VE, BYShow source

Account / spend currencies

USDConditions apply: tap or hover for detailsShow source

Cloud Card settlement currency

SOL · USDC · ETH · BTCShow source

Features

Apple Pay

YesConditions apply: tap or hover for detailsShow source

Cloud Card

YesConditions apply: tap or hover for detailsShow source

Platinum

Google Pay

YesConditions apply: tap or hover for detailsShow source

Cloud Card

YesConditions apply: tap or hover for detailsShow source

Platinum

Physical card

YesShow source
YesConditions apply: tap or hover for detailsShow source

Platinum

Virtual card

YesShow source
YesShow source

ATM withdrawals

NoConditions apply: tap or hover for detailsShow source

Cloud Card

YesShow source

Spend stablecoins

YesShow source
YesShow source

Spendable assets

USDTShow source
SOL · USDC · ETH · BTCShow source

Blockchains

No data yet
Solana · Ethereum · Base · PolygonShow source

Limits

Spending limit

$100,000Conditions apply: tap or hover for detailsShow source

Single-transaction product upper limit; also 50 purchases/day, $250,000 daily, $1,000,000 monthly, $2,000,000 annual; actual limits per app

$10,000Conditions apply: tap or hover for detailsShow source

Per month on the virtual card; Platinum unlimited

Security & custody

Deposit protection

NoShow source
No data yet

Annual cost at 1,500 EUR/month

MP Card

  • Annual & monthly feesunknown
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

SolCard

  • Annual & monthly fees+0 EUR
  • FX costs−72 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More MP Card comparisons

    More SolCard comparisons