Verdict
- At least one of the two cards does not have enough published data for an overall score.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Kripicard is a good fit for
- No specific audience can be derived from the published data yet.
Moto Card is a good fit for
- People who want to keep control of their keys
- Users who need credit rather than a debit/prepaid card
- Frequent travellers
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
ether.fi Cash
Crypto native · ether.fi
8.1
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Kripicard | Moto Card |
|---|---|---|
| Fees | – | 0 |
| Cashback & rewards | – | – |
| Availability | 100 | – |
| FX & international | – | 100 |
| Product features | 70 | – |
| Custody & security | – | 80 |
| Credit & financing | – | 70 |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Travel | n/a | 6.3 |
| Best for Self-Custody | n/a | 6.4 |
| Best for DeFi Users | n/a | 5.9 |
| Best for Low Fees | n/a | 4.8 |
| Best for Beginners | 7.3 | 5.3 |
| Best Crypto Credit Card | n/a | 6.1 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
Limited availabilityConditions apply: tap or hover for detailsShow source
Apply for access
Card type
Prepaid cardShow source
Crypto-backed creditShow source
Network
Visa / MastercardShow source
VisaShow source
Custody model
No data yet
Self-custodyShow source
Fees
Annual fee
No data yet
$2,500/yearConditions apply: tap or hover for detailsShow source
Or $250 per month
Monthly fee
No data yet
$250/monthConditions apply: tap or hover for detailsShow source
Monthly membership option
FX fee
No data yet
0%Show source
Cashback & rewards
Cashback type
No data yet
PointsShow source
Credit & financing
Credit line
No data yet
YesShow source
Credit type
No data yet
Crypto-backed creditShow source
Availability
Available in
GlobalConditions apply: tap or hover for detailsShow source
190+ countries
No data yet
Own IBAN / bank details
No data yet
YesShow source
Features
Apple Pay
YesShow source
No data yet
Google Pay
YesShow source
No data yet
Virtual card
YesShow source
No data yet
Annual cost at 1,500 EUR/month
Kripicard
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Moto Card
- Annual & monthly fees−4923 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers