KazePay Card vs MaxSwap Virtual Card
Crypto native
Crypto native
Verdict
- KazePay Card and MaxSwap Virtual Card have the same overall score (4.8/10).
- KazePay Card is clearly stronger on: Fees.
- MaxSwap Virtual Card is clearly stronger on: Product features.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
KazePay Card is a good fit for
- Stablecoin holders
Stronger on: Fees
MaxSwap Virtual Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Product features
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | KazePay Card | MaxSwap Virtual Card |
|---|---|---|
| Fees | 20 | 0 |
| Cashback & rewards | – | – |
| Availability | – | – |
| FX & international | – | 76 |
| Product features | 47 | 70 |
| Custody & security | 60 | 60 |
| Credit & financing | – | – |
| Limits & ATM | 60 | – |
| Transparency | 100 | 100 |
| Best for Travel | n/a | 5.6 |
| Best for DeFi Users | 5.1 | 5.1 |
| Best for Stablecoins | 4.9 | n/a |
| Best for Low Fees | 4.6 | 4.2 |
| Best for Beginners | 5.4 | 5.6 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Debit cardShow source
Prepaid cardShow source
Network
Visa / MastercardShow source
Custody model
CustodialShow source
CustodialShow source
Tiers / plans
Visa (Apple Pay & Google Pay) USA · AI Card + Google Pay ES · Premium Card with ATM USAShow source
Fees
FX fee
0.6%Conditions apply: tap or hover for detailsShow source
Conversion fee charged if settlement was not in USD
Top-up fee
2%Conditions apply: tap or hover for detailsShow source
Physical card 2% per top-up; virtual card 1.8%–2.2% depending on card type and issuing bank
4.5%Conditions apply: tap or hover for detailsShow source
Replenishment; minimum replenishment 10 USDT
ATM fee
2% (min. $1)Conditions apply: tap or hover for detailsShow source
Physical card only; plus local ATM/operator fees; $ read as USD
Other fees & markups
Card issuance and maintenance fees apply (vary by card type/bank) · Currency conversion fees set by bank and network · Virtual card bank transaction fees 0%–5% by merchant category · Physical card shipping paid by applicantShow source
Card issuing costs 50 USDT (paid in USDT, not USD) · Minimum initial balance 25 USD; 5% commission on card creation with initial balance · 0.4% fee on each successful transaction · 0.25 USD fee per rejected transactionShow source
Cashback & rewards
Minimum balance
$0Show source
Availability
Account / spend currencies
USDT · USDCShow source
Features
Apple Pay
NoConditions apply: tap or hover for detailsShow source
Physical card; some virtual cards may support it depending on issuing bank
YesShow source
Google Pay
NoConditions apply: tap or hover for detailsShow source
Physical card; some virtual cards may support it depending on issuing bank
YesShow source
Physical card
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesShow source
YesConditions apply: tap or hover for detailsShow source
Premium Card with ATM USA only
Spend stablecoins
YesShow source
Spendable assets
USDT · USDCShow source
ADA · ALGO · AVAX · BCH · BNB · BTC · DOT · ETH · HBAR · HT · KRRX · LINK · LTC · MATIC · NEAR · SHIB · SUSHI · TON · TRX · UNI · USDC · USDT · XLM · XRPConditions apply: tap or hover for detailsShow source
Supported for exchange/wallet; card top-up via crypto
Blockchains
BSC · Solana · Aptos · Tron · Base · Avalanche · ArbitrumShow source
Limits
ATM limit
$1,500Conditions apply: tap or hover for detailsShow source
Daily, physical card; monthly max $15,000; $ read as USD
$750Conditions apply: tap or hover for detailsShow source
Per day, up to 250 USD per transaction; Premium Card with ATM USA
Spending limit
$50,000Conditions apply: tap or hover for detailsShow source
Per purchase/payment on online platforms
Annual cost at 1,500 EUR/month
KazePay Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costs−24 EUR
- Cashbackunknown
- Net annual valuenot enough data
MaxSwap Virtual Card
- Annual & monthly feesunknown
- FX costs−22 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers