GoMining Card vs Moto Card
Crypto native
Crypto native
Verdict
- At least one of the two cards does not have enough published data for an overall score.
- Moto Card is clearly stronger on: Product features.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
GoMining Card is a good fit for
- No specific audience can be derived from the published data yet.
Moto Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Users who need credit rather than a debit/prepaid card
- Frequent travellers
Stronger on: Product features
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | GoMining Card | Moto Card |
|---|---|---|
| Fees | – | 0 |
| Cashback & rewards | – | 20 |
| Availability | – | – |
| FX & international | – | 100 |
| Product features | 56 | 80 |
| Custody & security | – | 80 |
| Credit & financing | – | 70 |
| Limits & ATM | – | – |
| Transparency | – | 100 |
| Best for Cashback | n/a | 3.6 |
| Best for Travel | n/a | 6.3 |
| Best for Self-Custody | n/a | 6.2 |
| Best for DeFi Users | n/a | 5.7 |
| Best for Stablecoins | n/a | 5.4 |
| Best for High Spenders | n/a | 4.4 |
| Best for Low Fees | n/a | 4.8 |
| Best for Beginners | n/a | 5.7 |
| Best Crypto Credit Card | n/a | 5.6 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
Limited availabilityConditions apply: tap or hover for detailsShow source
Apply for access
Card type
Debit card, E-money cardShow source
Crypto-backed creditShow source
Network
VisaShow source
VisaShow source
Custody model
Self-custodyShow source
Card issuer / program manager
Unlimit (EMI licence No. 115.1.3.7, Central Bank of Cyprus)Show source
Fees
Annual fee
$2,500/yearConditions apply: tap or hover for detailsShow source
Or $250 per month
Monthly fee
$250/monthConditions apply: tap or hover for detailsShow source
Monthly membership option
FX fee
0%Show source
Transfer fee
FreeShow source
Cashback & rewards
Max cashback
5%Conditions apply: tap or hover for detailsShow source
5x points on travel, 3x dining and retail; 1 point = 0.01 USD
Cashback type
Platform tokenConditions apply: tap or hover for detailsShow source
Paid as mining power (TH)
PointsShow source
Cashback conditions
Higher VIP level gives higher cashbackShow source
1x points on all purchases, 3x on dining and retail, 5x on travel · Redeem for flights, hotels or up to $200/month statement creditsShow source
Credit & financing
Credit line
YesShow source
Credit type
Crypto-backed creditShow source
Repayment
Settle balance monthlyShow source
Spend own balance directly
NoShow source
Spend by borrowing against collateral
YesShow source
Availability
Account / spend currencies
BTC · USDT · GOMININGConditions apply: tap or hover for detailsShow source
Top-up assets, among others
Own IBAN / bank details
YesShow source
Features
Apple Pay
YesShow source
Google Pay
YesShow source
Physical card
NoConditions apply: tap or hover for detailsShow source
Physical card marked 'Coming soon'
YesShow source
Virtual card
YesShow source
ATM withdrawals
YesShow source
Spend stablecoins
YesConditions apply: tap or hover for detailsShow source
Funding with USDC as collateral
Airport lounge access
YesShow source
Spendable assets
BTC · USDT · GOMININGConditions apply: tap or hover for detailsShow source
Among others
Security & custody
Regulation / licences
Unlimit EMI licence No. 115.1.3.7, Central Bank of CyprusShow source
Deposit protection
NoConditions apply: tap or hover for detailsShow source
Funds safeguarded in segregated account
Annual cost at 1,500 EUR/month
GoMining Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Moto Card
- Annual & monthly fees−4923 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers