Verdict
- Fuse Card and SolCard have the same overall score (6.3/10).
- Fuse Card is clearly stronger on: Fees, FX & international.
- SolCard is clearly stronger on: Availability, Product features.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Fuse Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Frequent travellers
Stronger on: Fees, FX & international
SolCard is a good fit for
- Stablecoin holders
Stronger on: Availability, Product features
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Fuse Card | SolCard |
|---|---|---|
| Fees | 100 | 68 |
| Cashback & rewards | – | – |
| Availability | 3 | 100 |
| FX & international | 100 | 20 |
| Product features | 53 | 70 |
| Custody & security | 95 | – |
| Credit & financing | 30 | – |
| Limits & ATM | 20 | – |
| Transparency | 100 | 100 |
| Best for Cashback | 5.9 | n/a |
| Best for Travel | 6.9 | 5.2 |
| Best for Self-Custody | 8.6 | n/a |
| Best for DeFi Users | 7.3 | n/a |
| Best for Stablecoins | 8.5 | 5.6 |
| Best for High Spenders | 6.3 | n/a |
| Best for Low Fees | 8.8 | 5.8 |
| Best for Beginners | 6.8 | 7.6 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardConditions apply: tap or hover for detailsShow source
Lead Bank Prepaid Visa; not a gift card, no expiration date
Debit cardShow source
Network
VisaShow source
VisaShow source
Custody model
Self-custodyConditions apply: tap or hover for detailsShow source
Solana smart account with multiple keys
Card issuer / program manager
Lead Bank (issuer); Bridge (program manager); Squads Labs (platform provider)Show source
SC PAYMENTS LIMITED (Hong Kong); card services via licensed card issuing partnersConditions apply: tap or hover for detailsShow source
Operator named in footer
Tiers / plans
Virtual · Platinum · Virtual for AI & Ad SpendShow source
Fees
Annual fee
FreeShow source
Monthly fee
FreeShow source
Virtual card fee
FreeShow source
$10Show source
Replacement fee
FreeShow source
FX fee
0%Conditions apply: tap or hover for detailsShow source
Including purchases outside the US
2%Conditions apply: tap or hover for detailsShow source
Cross-border / currency conversion transactions, all cards
Top-up fee
FreeShow source
5%Conditions apply: tap or hover for detailsShow source
Virtual card; Platinum 0%
Settlement fee
FreeShow source
Small transaction fee
$0.15Conditions apply: tap or hover for detailsShow source
Varies; applies to transactions under $10
Other fees & markups
Fees for Stablecoin Sales and other transactions incidental to card use may be charged by the Platform Provider (Fuse) or Program Manager (Bridge); amounts not stated in this agreementShow source
Transaction fee $0.30 per successful purchase (all cards) · Apple Pay / Google Pay fee 0.20% (Platinum only) · Declined transaction fee $0.15 (varies) · Refund to card fee 2% · Withdrawal fee $1 paid in USDTShow source
Credit & financing
Credit line
NoShow source
Credit type
NoneShow source
Spend own balance directly
YesConditions apply: tap or hover for detailsShow source
At each purchase the Program Manager sells stablecoins from the user's Fuse (Platform Provider) wallet and loads the fiat proceeds onto the card
Availability
Available in
United StatesConditions apply: tap or hover for detailsShow source
Invite code only; excluding residents of New York and Alaska
GlobalConditions apply: tap or hover for detailsShow source
Worldwide except restricted countries
Not available in
United States, CU, KP, EG, IR, MM, Nigeria, RU, South Africa, SY, Ukraine, VE, BYShow source
Account / spend currencies
USDConditions apply: tap or hover for detailsShow source
The card holds only fiat currency; fees are applied to the U.S. dollar amount of each transaction
SOL · USDC · ETH · BTCShow source
Features
Apple Pay
YesShow source
YesConditions apply: tap or hover for detailsShow source
Platinum
Google Pay
YesConditions apply: tap or hover for detailsShow source
Platinum
Physical card
YesConditions apply: tap or hover for detailsShow source
Platinum
Virtual card
YesShow source
YesShow source
ATM withdrawals
NoShow source
YesShow source
Spend stablecoins
YesShow source
YesShow source
Spendable assets
USDCConditions apply: tap or hover for detailsShow source
Only USDC in the Card Account
SOL · USDC · ETH · BTCShow source
Blockchains
SolanaShow source
Solana · Ethereum · Base · PolygonShow source
Limits
Spending limit
$2,000Conditions apply: tap or hover for detailsShow source
Per day by default; may be raised after some usage
$10,000Conditions apply: tap or hover for detailsShow source
Per month on the virtual card; Platinum unlimited
Security & custody
Regulation / licences
Card issued by Lead Bank under licensing by Visa U.S.A. Inc.Show source
Deposit protection
NoConditions apply: tap or hover for detailsShow source
Fiat currency on the card is not eligible for FDIC insurance
Annual cost at 1,500 EUR/month
Fuse Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- Per-transaction fees+0 EUR
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
SolCard
- Annual & monthly fees+0 EUR
- FX costs−72 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers