Verdict
- Fuse Card and MP Card have the same overall score (6.3/10).
- Fuse Card is clearly stronger on: Custody & security.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Fuse Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Frequent travellers
Stronger on: Custody & security
MP Card is a good fit for
- Stablecoin holders
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Fuse Card | MP Card |
|---|---|---|
| Fees | 100 | 100 |
| Cashback & rewards | – | – |
| Availability | 3 | – |
| FX & international | 100 | – |
| Product features | 53 | 58 |
| Custody & security | 95 | 60 |
| Credit & financing | 30 | – |
| Limits & ATM | 20 | 20 |
| Transparency | 100 | 100 |
| Best for Cashback | 5.9 | n/a |
| Best for Travel | 6.9 | n/a |
| Best for Self-Custody | 8.6 | n/a |
| Best for DeFi Users | 7.3 | 6.4 |
| Best for Stablecoins | 8.5 | 7.0 |
| Best for High Spenders | 6.3 | n/a |
| Best for Low Fees | 8.8 | 7.6 |
| Best for Beginners | 6.8 | 7.3 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveConditions apply: tap or hover for detailsShow source
Help article describing current application flow
Card type
Prepaid cardConditions apply: tap or hover for detailsShow source
Lead Bank Prepaid Visa; not a gift card, no expiration date
Stablecoin cardShow source
Network
VisaShow source
VisaConditions apply: tap or hover for detailsShow source
Cloud Card
Custody model
Self-custodyConditions apply: tap or hover for detailsShow source
Solana smart account with multiple keys
CustodialShow source
Card issuer / program manager
Lead Bank (issuer); Bridge (program manager); Squads Labs (platform provider)Show source
Fees
Monthly fee
FreeShow source
Virtual card fee
FreeShow source
Replacement fee
FreeShow source
FX fee
0%Conditions apply: tap or hover for detailsShow source
Including purchases outside the US
Top-up fee
FreeShow source
FreeConditions apply: tap or hover for detailsShow source
No currency given for the zero fee
Settlement fee
FreeShow source
Other fees & markups
Fees for Stablecoin Sales and other transactions incidental to card use may be charged by the Platform Provider (Fuse) or Program Manager (Bridge); amounts not stated in this agreementShow source
Handling fee 0.80% on consumption · Card opening fee 10 USDT (cancellation 3 USDT) · 3D Secure verification fee $0.03 per attempt · Auth/Verify fee: first 10 free per account per month, then $1 per transaction · Chargeback fee 0.80 USD per transaction (first 5 free per month) · FX/cross-border: pass-through of Visa/issuer rules; all-in about 1% USD spend, 1.8%-2.2% non-USD (stated guide only)Conditions apply: tap or hover for detailsShow source
Cloud Card; amounts in USDT not recorded as USD
Cashback & rewards
Interest on balance
0%Conditions apply: tap or hover for detailsShow source
Balance does not bear interest
Credit & financing
Credit line
NoShow source
Credit type
NoneShow source
Spend own balance directly
YesConditions apply: tap or hover for detailsShow source
At each purchase the Program Manager sells stablecoins from the user's Fuse (Platform Provider) wallet and loads the fiat proceeds onto the card
Availability
Available in
United StatesConditions apply: tap or hover for detailsShow source
Invite code only; excluding residents of New York and Alaska
Account / spend currencies
USDConditions apply: tap or hover for detailsShow source
The card holds only fiat currency; fees are applied to the U.S. dollar amount of each transaction
USDConditions apply: tap or hover for detailsShow source
Cloud Card settlement currency
Features
Apple Pay
YesShow source
YesConditions apply: tap or hover for detailsShow source
Cloud Card
Google Pay
YesConditions apply: tap or hover for detailsShow source
Cloud Card
Physical card
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
NoShow source
NoConditions apply: tap or hover for detailsShow source
Cloud Card
Spend stablecoins
YesShow source
YesShow source
Spendable assets
USDCConditions apply: tap or hover for detailsShow source
Only USDC in the Card Account
USDTShow source
Blockchains
SolanaShow source
Limits
Spending limit
$2,000Conditions apply: tap or hover for detailsShow source
Per day by default; may be raised after some usage
$100,000Conditions apply: tap or hover for detailsShow source
Single-transaction product upper limit; also 50 purchases/day, $250,000 daily, $1,000,000 monthly, $2,000,000 annual; actual limits per app
Security & custody
Regulation / licences
Card issued by Lead Bank under licensing by Visa U.S.A. Inc.Show source
Deposit protection
NoConditions apply: tap or hover for detailsShow source
Fiat currency on the card is not eligible for FDIC insurance
NoShow source
Annual cost at 1,500 EUR/month
Fuse Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- Per-transaction fees+0 EUR
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
MP Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers