Cryptomus Virtual Card vs Elios Card
Crypto native
Crypto native
Verdict
- Elios Card scores higher overall (5.8 vs 5.7 out of 10).
- Elios Card is clearly stronger on: Fees, Custody & security.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Cryptomus Virtual Card is a good fit for
- No specific audience can be derived from the published data yet.
Elios Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
Stronger on: Fees, Custody & security
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Cryptomus Virtual Card | Elios Card |
|---|---|---|
| Fees | 39 | 100 |
| Cashback & rewards | – | 12 |
| Availability | 100 | – |
| FX & international | – | 60 |
| Product features | 35 | – |
| Custody & security | 60 | 70 |
| Credit & financing | – | – |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Cashback | n/a | 4.3 |
| Best for Travel | n/a | 6.0 |
| Best for Self-Custody | n/a | 6.4 |
| Best for DeFi Users | 5.2 | 5.9 |
| Best for Stablecoins | n/a | 6.5 |
| Best for High Spenders | n/a | 4.6 |
| Best for Low Fees | 5.2 | 8.3 |
| Best for Beginners | 6.2 | 6.8 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Debit cardShow source
Network
Visa / MastercardShow source
VisaShow source
Custody model
CustodialShow source
Self-custodyShow source
Fees
Virtual card fee
$4Show source
FX fee
1%Conditions apply: tap or hover for detailsShow source
Up to 1% Visa international transaction fee when paying in a currency other than US dollars; converted at Visa network rate; Elios adds nothing
Top-up fee
3.2%Show source
FreeConditions apply: tap or hover for detailsShow source
Elios charges nothing for deposits; network gas fee paid to the network
Crypto withdrawal fee
FreeConditions apply: tap or hover for detailsShow source
Elios charges nothing; transfers on Hyperliquid free; Elios covers bridge fees
Other fees & markups
Transaction or conversion fees during payments (may vary) · Optional maintenance or inactivity fees depending on card typeShow source
Third-party network gas fee when depositing USDC · Merchants or ATM operators may apply their own chargesConditions apply: tap or hover for detailsShow source
Elios itself charges nothing for deposits, withdrawals, or transfers
Cashback & rewards
Max cashback
3%Conditions apply: tap or hover for detailsShow source
Promotion through 31 October on up to $5k of spending
Cashback-eligible spend cap
$5,000/monthConditions apply: tap or hover for detailsShow source
Eligible spending for the promotion
Availability
Available in
GlobalConditions apply: tap or hover for detailsShow source
Most countries; some regions restricted
Account / spend currencies
USDT · USDCConditions apply: tap or hover for detailsShow source
Top-up assets
Features
Physical card
NoShow source
Virtual card
YesShow source
Spend stablecoins
YesShow source
Spendable assets
USDCShow source
Blockchains
HyperEVMShow source
Security & custody
Smart-contract risk
YesShow source
Annual cost at 1,500 EUR/month
Cryptomus Virtual Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Elios Card
- Annual & monthly feesunknown
- FX costs−36 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers