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Coinbase One Card vs Tuyo Card

Coinbase One Card

Crypto native

5.3
Get the card
Tuyo Card

Crypto native

6.7
Get the card

Verdict

  • Tuyo Card scores higher overall (6.7 vs 5.3 out of 10).
  • Coinbase One Card is clearly stronger on: FX & international, Credit & financing, Transparency.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Coinbase One Card is a good fit for

  • Users who need credit rather than a debit/prepaid card
  • Frequent travellers

Stronger on: FX & international, Credit & financing, Transparency

Tuyo Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

Score by criterion

CriterionCoinbase One CardTuyo Card
Fees91100
Cashback & rewards16–
Availability3–
FX & international10060
Product features–80
Custody & security–80
Credit & financing7030
Limits & ATM––
Transparency9379
Best for Cashback3.9n/a
Best for Travel6.86.5
Best for Self-Custodyn/a7.6
Best for DeFi Users5.76.8
Best for Stablecoinsn/a7.5
Best for High Spenders5.46.0
Best for Low Fees8.87.9
Best for Beginners5.67.6
Best Crypto Credit Card6.5n/a

Product

Product status

ActiveShow source

Product status: Active

Source: Coinbase One Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ActiveShow source

Product status: Active

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type

Credit cardShow source

Card type: Credit card

Source: Coinbase One Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Stablecoin cardShow source

Card type: Stablecoin card

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network

No data yet
VisaShow source

Network: Visa

Source states (paraphrased): Visa card accepted at 175M+ merchants.

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Custody model

No data yet
Self-custody*Show source

Custody model: Self-custody

Keys stay on the user's device

Source: Tuyo – Send, Spend, Earn USDC (App Store)

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%

Keys stay on the user's device

Card issuer / program manager

No data yet
Signify Holdings, Inc. (Rain)Show source

Card issuer / program manager: Signify Holdings, Inc. (Rain)

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Fees

Annual fee

$49.99/year*Show source

Annual fee: $49.99/year

Coinbase One membership required (from $49.99/year); no separate card annual fee for members

Source states (paraphrased): Exclusively available to Coinbase One members starting with the $49.99 annual plan; no annual fee for members.

Source: How to apply for a Coinbase One Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Coinbase One membership required (from $49.99/year); no separate card annual fee for members

No data yet

Monthly fee

No data yet
FreeShow source

Monthly fee: Free

Source states (paraphrased): No monthly fee.

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Virtual card fee

No data yet
FreeShow source

Virtual card fee: Free

Source states (paraphrased): No issuance fee.

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

FX fee

0%Show source

FX fee: 0%

Source states (paraphrased): No foreign transaction fees.

Source: Coinbase One Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

1%*Show source

FX fee: 1%

Up to ~1% FX spread on non-USD spend; no fee on USD transactions

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Up to ~1% FX spread on non-USD spend; no fee on USD transactions

Cashback & rewards

Max cashback

4%*Show source

Max cashback: 4%

Up to; tier depends on average Coinbase balance

Source states (paraphrased): Up to 4% bitcoin back on every purchase.

Source: Coinbase One Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Up to; tier depends on average Coinbase balance

No data yet

Cashback paid in

BTCShow source

Cashback paid in: BTC

Source: Coinbase One Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Cashback type

CryptoShow source

Cashback type: Crypto

Source: Coinbase One Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Cashback conditions

Reward tier depends on the account's average balance · 5% bitcoin back on travel booked via Coinbase One Card Travel · Reversed purchases can trigger a Rewards Adjustment ChargeShow source

Cashback conditions: Reward tier depends on the account's average balance · 5% bitcoin back on travel booked via Coinbase One Card Travel · Reversed purchases can trigger a Rewards Adjustment Charge

Source: Coinbase One Card Rewards Program Terms & Conditions

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No fixed cashback rate · Tuyo may cover all or part of a purchase at its own discretion ('Your next purchase may be free')Show source

Cashback conditions: No fixed cashback rate · Tuyo may cover all or part of a purchase at its own discretion ('Your next purchase may be free')

Source: Tuyo — Your next purchase may be free

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Credit & financing

Credit line

Yes*Show source

Credit line: Yes

Subject to credit approval

Source states (paraphrased): Eligibility depends on creditworthiness; approval shows a credit limit.

Source: How to apply for a Coinbase One Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Subject to credit approval

NoShow source

Credit line: No

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Credit type

Revolving creditShow source

Credit type: Revolving credit

Source states (paraphrased): Rewards terms refer to the minimum payment due.

Source: Coinbase One Card Rewards Program Terms & Conditions

Official terms & conditions (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Availability

Available in

United States*Show source

Available in: United States

Excluding US territories

Source states (paraphrased): Available only within the United States, excluding U.S. territories.

Source: Coinbase One Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Excluding US territories

No data yet

Features

Apple Pay

No data yet
YesShow source

Apple Pay: Yes

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Google Pay

No data yet
YesShow source

Google Pay: Yes

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Physical card

No data yet
No*Show source

Physical card: No

Physical card announced as coming soon

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Physical card announced as coming soon

Virtual card

No data yet
YesShow source

Virtual card: Yes

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Spend stablecoins

No data yet
YesShow source

Spend stablecoins: Yes

Source: Tuyo Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Blockchains

No data yet
BaseShow source

Blockchains: Base

Source: Everything about Tuyo

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Annual cost at 1,500 EUR/month

Coinbase One Card

  • Annual & monthly fees−43 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Tuyo Card

  • Annual & monthly fees+0 EUR
  • FX costs−36 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Coinbase One Card comparisons

More Tuyo Card comparisons