Cashi Card vs UGLYCASH Card
Crypto native
Crypto native
Verdict
- UGLYCASH Card scores higher overall (5.1 vs 5.0 out of 10).
- Cashi Card is clearly stronger on: FX & international, Product features.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Cashi Card is a good fit for
- Stablecoin holders
Stronger on: FX & international, Product features
UGLYCASH Card is a good fit for
- No specific audience can be derived from the published data yet.
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Cashi Card | UGLYCASH Card |
|---|---|---|
| Fees | – | 100 |
| Cashback & rewards | 27 | 24 |
| Availability | – | – |
| FX & international | 60 | 0 |
| Product features | 53 | 35 |
| Custody & security | 60 | – |
| Credit & financing | – | – |
| Limits & ATM | – | 58 |
| Transparency | 100 | 100 |
| Best for Cashback | 4.2 | 4.4 |
| Best for Travel | 5.4 | 4.0 |
| Best for DeFi Users | 5.2 | 5.1 |
| Best for Stablecoins | 5.4 | n/a |
| Best for High Spenders | 4.5 | 4.2 |
| Best for Low Fees | n/a | 6.9 |
| Best for Beginners | 5.9 | 6.4 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Network
VisaShow source
VisaShow source
Custody model
CustodialShow source
Card issuer / program manager
BFF Cards, LLCConditions apply: tap or hover for detailsShow source
Holds an OCIF (Puerto Rico) ruling letter authorizing card issuance activities
Fees
FX fee
1%Conditions apply: tap or hover for detailsShow source
Non-USD merchant currency
2.5%Conditions apply: tap or hover for detailsShow source
Rest of the world 2.5%; Colombia 1%; Mexico 0.66%
Top-up fee
FreeConditions apply: tap or hover for detailsShow source
crypto deposits free (subsidized)
Crypto withdrawal fee
$1Conditions apply: tap or hover for detailsShow source
USD 1 under $100, USD 2 at $100 or more, plus network fee; eUSD/hyUSD/USD3 on Base free
ATM fee
$2.50 + 1%Conditions apply: tap or hover for detailsShow source
Rest of world and AR/BO; El Salvador & Ecuador USD 2.50 + 2%; Mexico USD 2.50 + 1.35%; plus ATM operator fee
Transfer fee
FreeConditions apply: tap or hover for detailsShow source
Network fee applies for external transfers
1% (min. $3)Conditions apply: tap or hover for detailsShow source
US ACH send, rest of world; max USD 20; Colombia/Argentina USD 3 flat
Other fees & markups
Ridiculously Exclusive membership: $20/month, includes 4 free deposit/withdrawal transactions per 30 days (do not roll over) · Metallic card purchased separatelyShow source
Cashback & rewards
Base cashback
1%Conditions apply: tap or hover for detailsShow source
Travel; 2% online and e-commerce
Max cashback
3%Conditions apply: tap or hover for detailsShow source
Subscriptions
6%Conditions apply: tap or hover for detailsShow source
Up to, boosted
Cashback paid in
Reserve Rights (RSR)Show source
Cashback type
StablecoinShow source
Platform tokenShow source
Cashback conditions
3% subscriptions, 2% online shopping, 1% travel · Each category has a monthly capShow source
Members earn 1% base cashback on every card purchase, paid weekly · 2% total at $1,000+ 30-day trading volume, 4% at $10,000+, 6% at $20,000+ · Top-up paid at end of 30-day cycle, even if membership is not renewed · Once spending reaches $2,000, rate returns to 1% for the rest of the monthConditions apply: tap or hover for detailsShow source
Ridiculously Exclusive membership
Availability
Account / spend currencies
USDC · USDT · BTC · ETH · SOLShow source
Features
Apple Pay
NoConditions apply: tap or hover for detailsShow source
On roadmap
Google Pay
YesShow source
Physical card
NoConditions apply: tap or hover for detailsShow source
Physical metal card under development, limited availability to active members later
Virtual card
YesShow source
ATM withdrawals
YesShow source
Spend stablecoins
YesShow source
Security & custody
Regulation / licences
FinCEN MSB registrations (BFF Prime, BFF United, BFF Classic) · OCIF Puerto Rico ruling letter for card issuance (BFF Cards, LLC) · US money transmission via Bridge Building Inc NMLS # 2450917 · Mexico virtual-asset registration (Rpay México) · El Salvador Bitcoin Service Provider and Digital Asset Service Provider (BFF El Salvador)Show source
Annual cost at 1,500 EUR/month
Cashi Card
- Annual & monthly feesunknown
- FX costs−36 EUR
- Crypto conversion–
- ATM costsunknown
- Cashback+180 EUR
- Net annual valuenot enough data
UGLYCASH Card
- Annual & monthly feesunknown
- FX costs−90 EUR
- Crypto conversion–
- ATM costs−39 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers