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Bringin Card vs Morse Card

Bringin Card

Crypto native

7.4
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Morse Card

Crypto native

7.2
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Verdict

  • Bringin Card scores higher overall (7.4 vs 7.2 out of 10).
  • Morse Card is clearly stronger on: Product features, Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Bringin Card is a good fit for

  • Frequent travellers

Morse Card is a good fit for

  • People who want to keep control of their keys
  • Frequent travellers

Stronger on: Product features, Custody & security

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
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Review & sourcesBringin Card vs ether.fi CashMorse Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionBringin CardMorse Card
Fees80–
Cashback & rewards––
Availability100100
FX & international100100
Product features5670
Custody & security8595
Credit & financing30–
Limits & ATM––
Transparency100100
Best for Travel8.07.7
Best for Self-Custodyn/a8.0
Best for DeFi Users6.87.1
Best for High Spenders6.3n/a
Best for Low Fees8.4n/a
Best for Beginners7.97.7

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Debit cardShow source
Prepaid card, Debit cardShow source

Network

VisaShow source
VisaShow source

Custody model

HybridConditions apply: tap or hover for detailsShow source

Bitcoin stays in the user's own wallet; euros are held in the card's vIBAN

Self-custodyShow source

Card issuer / program manager

Infrastructure by Lightspark Payments Europe AS (MiCA-authorized CASP)Show source
Lead Bank; programme manager Bridge Ventures LLCShow source

Fees

Annual fee

€37.69/yearConditions apply: tap or hover for detailsShow source

Paid annually (10% discount); otherwise €3.49 a month

No data yet

Monthly fee

€3.49/monthConditions apply: tap or hover for detailsShow source

Monthly payment; €37.69 when paid annually

No data yet

Physical card fee

FreeShow source
No data yet

Virtual card fee

FreeShow source
No data yet

FX fee

0%Show source
0%Conditions apply: tap or hover for detailsShow source

Stated for transfers/exchange at the real exchange rate

Crypto conversion fee

1%Conditions apply: tap or hover for detailsShow source

Bitcoin to euro

No data yet

Settlement fee

FreeShow source
No data yet

Cashback & rewards

Interest on balance

No data yet
3%Conditions apply: tap or hover for detailsShow source

Earn Wallet; shown for US and Mexico

Credit & financing

Credit line

NoShow source
No data yet

Availability

Available in

EEAConditions apply: tap or hover for detailsShow source

Anyone 18+ with a valid ID from an EEA country

GlobalConditions apply: tap or hover for detailsShow source

150+ countries

Account / spend currencies

EUR · BTCShow source
USD · EUR · MXN · BRLConditions apply: tap or hover for detailsShow source

Account details for receiving

Own IBAN / bank details

YesConditions apply: tap or hover for detailsShow source

Personal euro vIBAN

YesConditions apply: tap or hover for detailsShow source

Account details for receiving payments

Features

Apple Pay

NoConditions apply: tap or hover for detailsShow source

Only through the Curve app; direct support planned

YesShow source

Google Pay

YesShow source
YesShow source

Physical card

YesShow source
No data yet

Virtual card

YesShow source
No data yet

ATM withdrawals

YesShow source
No data yet

Spendable assets

BTC (on-chain and Lightning) · EURShow source
BTC · ETH · USDC · USDTConditions apply: tap or hover for detailsShow source

Crypto wallet deposits; spending from Morse balance

Blockchains

Bitcoin · Lightning NetworkShow source
No data yet

Limits

ATM limit

€350Conditions apply: tap or hover for detailsShow source

Per day; €3,000 a month

No data yet

Spending limit

€10,000Conditions apply: tap or hover for detailsShow source

Per day, standard KYC level; €15,000 a month

No data yet

Security & custody

Regulation / licences

MiCA (CASP authorization of infrastructure provider Lightspark Payments Europe AS)Conditions apply: tap or hover for detailsShow source

Authorization is held by the infrastructure provider, not by Bringin itself

US Money Services Business · MiCA CASP authorised by AFM Netherlands (41000005) · NMLS ID 2639252Show source

Annual cost at 1,500 EUR/month

Bringin Card

  • Annual & monthly fees−80 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • Per-transaction fees+0 EUR
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Morse Card

  • Annual & monthly feesunknown
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Bringin Card comparisons

More Morse Card comparisons