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Bitwala Card vs Fuse Card

Bitwala Card

Crypto native

7.0
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Fuse Card

Crypto native

6.4
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Verdict

  • Bitwala Card scores higher overall (7.0 vs 6.4 out of 10).
  • Bitwala Card is clearly stronger on: Availability, Limits & ATM.
  • Fuse Card is clearly stronger on: Fees, Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Bitwala Card is a good fit for

  • Stablecoin holders

Stronger on: Availability, Limits & ATM

Fuse Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders
  • Frequent travellers

Stronger on: Fees, Custody & security

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
Get the card
Review & sourcesBitwala Card vs ether.fi CashFuse Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionBitwala CardFuse Card
Fees88100
Cashback & rewards––
Availability10023
FX & international–100
Product features5853
Custody & security7080
Credit & financing3030
Limits & ATM6020
Transparency100100
Best for Cashbackn/a6.0
Best for Travel6.67.1
Best for Self-Custodyn/a7.9
Best for DeFi Users6.26.9
Best for Stablecoins6.88.2
Best for High Spendersn/a6.3
Best for Low Fees7.68.8
Best for Beginners7.97.0

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Debit cardShow source
Prepaid cardConditions apply: tap or hover for detailsShow source

Lead Bank Prepaid Visa; not a gift card, no expiration date

Network

VisaShow source
VisaShow source

Custody model

HybridConditions apply: tap or hover for detailsShow source

Self-custodial crypto wallet; euros held in the Bitwala account

Self-custodyConditions apply: tap or hover for detailsShow source

Solana smart account with multiple keys

Card issuer / program manager

No data yet
Lead BankConditions apply: tap or hover for detailsShow source

Issuer: Lead Bank, a Missouri state-chartered bank; Program Manager: Bridge Ventures LLC; Platform Provider: Selimor Investments Ltd d/b/a Squads Labs (Fuse)

Fees

Monthly fee

FreeShow source
FreeShow source

Physical card fee

€9.99Conditions apply: tap or hover for detailsShow source

Plus shipping

No data yet

Virtual card fee

€0.99Show source
FreeShow source

Replacement fee

No data yet
FreeShow source

FX fee

No data yet
0%Conditions apply: tap or hover for detailsShow source

Including purchases outside the US

Crypto conversion fee

1%Conditions apply: tap or hover for detailsShow source

Plus €0.20 per crypto payment; euro payments free

No data yet

Top-up fee

No data yet
FreeShow source

ATM fee

€2 + 1%Show source
No data yet

Settlement fee

No data yet
FreeShow source

Other fees & markups

Crypto payments €0.20 + 1% per transactionShow source
Fees for Stablecoin Sales and other transactions incidental to card use may be charged by the Platform Provider (Fuse) or Program Manager (Bridge); amounts not stated in this agreementShow source

Credit & financing

Credit line

NoShow source
NoShow source

Credit type

No data yet
NoneShow source

Spend own balance directly

No data yet
YesConditions apply: tap or hover for detailsShow source

At each purchase the Program Manager sells stablecoins from the user's Fuse (Platform Provider) wallet and loads the fiat proceeds onto the card

Availability

Available in

EEAShow source
United States, Argentina, BO, Brazil, Colombia, CR, DO, EC, SV, GH, GT, HN, Mexico, PA, Nigeria, PY, Peru, UYConditions apply: tap or hover for detailsShow source

US except residents of New York and Alaska; age 18+; KYC required. The FAQ also contains an older line naming only the U.S. and Argentina

Account / spend currencies

No data yet
USDConditions apply: tap or hover for detailsShow source

The card holds only fiat currency; fees are applied to the U.S. dollar amount of each transaction

Features

Apple Pay

NoConditions apply: tap or hover for detailsShow source

Only via Curve

YesShow source

Google Pay

YesShow source
No data yet

Physical card

YesShow source
No data yet

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesShow source
NoShow source

Spend stablecoins

YesShow source
YesShow source

Spendable assets

BTC · ETH · USDC · EURShow source
USDCConditions apply: tap or hover for detailsShow source

Only USDC in the Card Account

Blockchains

No data yet
SolanaShow source

Limits

Spending limit

No data yet
$2,000Conditions apply: tap or hover for detailsShow source

Per day by default; may be raised after some usage

Security & custody

Deposit protection

No data yet
NoConditions apply: tap or hover for detailsShow source

Fiat currency on the card is not eligible for FDIC insurance

Annual cost at 1,500 EUR/month

Bitwala Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costs−36 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

Fuse Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • Per-transaction fees+0 EUR
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Bitwala Card comparisons

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