BingCard vs UGLYCASH Card
Crypto native
Crypto native
Verdict
- BingCard scores higher overall (5.3 vs 5.1 out of 10).
- BingCard is clearly stronger on: FX & international, Product features.
- UGLYCASH Card is clearly stronger on: Fees.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
BingCard is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: FX & international, Product features
UGLYCASH Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Fees
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | BingCard | UGLYCASH Card |
|---|---|---|
| Fees | 66 | 100 |
| Cashback & rewards | – | 24 |
| Availability | 10 | – |
| FX & international | 60 | 0 |
| Product features | 70 | 35 |
| Custody & security | – | – |
| Credit & financing | – | – |
| Limits & ATM | – | 58 |
| Transparency | 100 | 100 |
| Best for Cashback | n/a | 4.4 |
| Best for Travel | 5.6 | 4.0 |
| Best for DeFi Users | n/a | 5.1 |
| Best for High Spenders | n/a | 4.2 |
| Best for Low Fees | 6.7 | 6.9 |
| Best for Beginners | 6.2 | 6.4 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Debit cardConditions apply: tap or hover for detailsShow source
Page says 'similar to other debit cards'
Network
VisaShow source
Launch date
2021-12-01Conditions apply: tap or hover for detailsShow source
month only stated
Card issuer / program manager
BingCard, legal entity incorporated in CanadaConditions apply: tap or hover for detailsShow source
operator of the service
BFF Cards, LLCConditions apply: tap or hover for detailsShow source
Holds an OCIF (Puerto Rico) ruling letter authorizing card issuance activities
Tiers / plans
Premium · non-Premium · PlatinumConditions apply: tap or hover for detailsShow source
Platinum (physical) on waitlist
Fees
Monthly fee
FreeConditions apply: tap or hover for detailsShow source
all tiers
Physical card fee
$168Conditions apply: tap or hover for detailsShow source
Platinum physical card, waitlist
Virtual card fee
$25Conditions apply: tap or hover for detailsShow source
Exclusive; Star 40-69 USD
FX fee
1%Conditions apply: tap or hover for detailsShow source
cross-border handling fee 0%-1% depending on card BIN, for non-U.S. regions; plus transaction fee 0-1%
2.5%Conditions apply: tap or hover for detailsShow source
Rest of the world 2.5%; Colombia 1%; Mexico 0.66%
Crypto conversion fee
2%Conditions apply: tap or hover for detailsShow source
labelled exchange fee; exact rate in web app
Top-up fee
1%Conditions apply: tap or hover for detailsShow source
Called deposit fee
FreeConditions apply: tap or hover for detailsShow source
crypto deposits free (subsidized)
Crypto withdrawal fee
2%Conditions apply: tap or hover for detailsShow source
exact rate in web app
$1Conditions apply: tap or hover for detailsShow source
USD 1 under $100, USD 2 at $100 or more, plus network fee; eUSD/hyUSD/USD3 on Base free
ATM fee
$2.50 + 1%Conditions apply: tap or hover for detailsShow source
Rest of world and AR/BO; El Salvador & Ecuador USD 2.50 + 2%; Mexico USD 2.50 + 1.35%; plus ATM operator fee
Transfer fee
1% (min. $3)Conditions apply: tap or hover for detailsShow source
US ACH send, rest of world; max USD 20; Colombia/Argentina USD 3 flat
Other fees & markups
Withdrawal fee 2% (exact rate to check in web application) · Transaction fee 0% to max 1% depending on card BIN · No fee for failed transactionsShow source
Ridiculously Exclusive membership: $20/month, includes 4 free deposit/withdrawal transactions per 30 days (do not roll over) · Metallic card purchased separatelyShow source
Cashback & rewards
Max cashback
6%Conditions apply: tap or hover for detailsShow source
Up to, boosted
Cashback paid in
Reserve Rights (RSR)Show source
Cashback type
Platform tokenShow source
Cashback conditions
Members earn 1% base cashback on every card purchase, paid weekly · 2% total at $1,000+ 30-day trading volume, 4% at $10,000+, 6% at $20,000+ · Top-up paid at end of 30-day cycle, even if membership is not renewed · Once spending reaches $2,000, rate returns to 1% for the rest of the monthConditions apply: tap or hover for detailsShow source
Ridiculously Exclusive membership
Minimum balance
$10Conditions apply: tap or hover for detailsShow source
minimum initial balance
Availability
Available in
United States, Hong Kong, Singapore, United KingdomConditions apply: tap or hover for detailsShow source
Issuing countries; page says 'and other countries', check web application
Not available in
United StatesConditions apply: tap or hover for detailsShow source
US citizens, US permanent residents and US-incorporated entities
Account / spend currencies
USD · HKDConditions apply: tap or hover for detailsShow source
HKD for Platinum physical
Features
Physical card
YesShow source
NoConditions apply: tap or hover for detailsShow source
Physical metal card under development, limited availability to active members later
Virtual card
YesShow source
ATM withdrawals
YesShow source
Spendable assets
BTC · ETH · BNB · LTC · TRX · DOGE · POL · GRAM · BCH · SHIB · SOL · NOT · USDC · DOGS · DAI · XRP · USDTConditions apply: tap or hover for detailsShow source
Top-up assets
Limits
Spending limit
HK$1,000,000Conditions apply: tap or hover for detailsShow source
Monthly transaction limit
Security & custody
Regulation / licences
FinCEN MSB registrations (BFF Prime, BFF United, BFF Classic) · OCIF Puerto Rico ruling letter for card issuance (BFF Cards, LLC) · US money transmission via Bridge Building Inc NMLS # 2450917 · Mexico virtual-asset registration (Rpay México) · El Salvador Bitcoin Service Provider and Digital Asset Service Provider (BFF El Salvador)Show source
Annual cost at 1,500 EUR/month
BingCard
- Annual & monthly fees+0 EUR
- FX costs−36 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
UGLYCASH Card
- Annual & monthly feesunknown
- FX costs−90 EUR
- Crypto conversion–
- ATM costs−39 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers