Avalanche Card vs MPCVault Card
Crypto native
Crypto native
Verdict
- MPCVault Card scores higher overall (6.6 vs 5.8 out of 10).
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Avalanche Card is a good fit for
- No specific audience can be derived from the published data yet.
MPCVault Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Users who need credit rather than a debit/prepaid card
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Avalanche Card | MPCVault Card |
|---|---|---|
| Fees | 100 | 100 |
| Cashback & rewards | – | – |
| Availability | 3 | – |
| FX & international | – | 20 |
| Product features | 70 | 70 |
| Custody & security | – | 85 |
| Credit & financing | – | 75 |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Travel | n/a | 5.1 |
| Best for Self-Custody | n/a | 7.5 |
| Best for DeFi Users | n/a | 7.5 |
| Best for Stablecoins | n/a | 6.9 |
| Best for High Spenders | n/a | 5.9 |
| Best for Low Fees | 8.0 | 7.2 |
| Best for Beginners | 6.8 | 7.8 |
| Best Crypto Credit Card | n/a | 7.8 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Crypto-backed creditShow source
Crypto-backed creditConditions apply: tap or hover for detailsShow source
Credit card secured by digital-asset collateral in smart contracts
Network
VisaShow source
VisaShow source
Custody model
Self-custodyShow source
Card issuer / program manager
Offered by Rain Liquidity; issued by licensed partnersShow source
Third NationalShow source
Fees
Annual fee
FreeShow source
Virtual card fee
$1Conditions apply: tap or hover for detailsShow source
per card
FX fee
2%Conditions apply: tap or hover for detailsShow source
International Transaction fee 1.5%-2%
Crypto conversion fee
0%Conditions apply: tap or hover for detailsShow source
Network gas fees may still apply
Other fees & markups
KYB fee $10 USD per instance · Crypto deposit processing and gas fee: 3 U plus 0.5% of deposit · Transaction disputes fee $35 USD per chargeback case · Late payment: 2% of outstanding balance · Copying fee $10 per documentShow source
Credit & financing
Credit line
YesConditions apply: tap or hover for detailsShow source
collateralised by digital assets
Credit type
Crypto-backed creditShow source
Collateral assets
USDC · USDT · AVAX · WAVAXShow source
Interest (APR)
0%Show source
Grace period
Payment due 21 days after close of each billing cycleShow source
Liquidation risk
YesShow source
Availability
Available in
United StatesConditions apply: tap or hover for detailsShow source
Many US states, plus Latin America and the Caribbean
Not available in
BY, CU, India, IR, IQ, Israel, CNShow source
Account / spend currencies
USDCShow source
Features
Apple Pay
YesShow source
YesConditions apply: tap or hover for detailsShow source
via Digital Wallet, if supported
Google Pay
YesShow source
YesConditions apply: tap or hover for detailsShow source
via Digital Wallet, if supported
Physical card
YesShow source
Spend stablecoins
YesShow source
Blockchains
Ethereum · Polygon · Optimism · Arbitrum · SolanaConditions apply: tap or hover for detailsShow source
Supported Blockchains for collateral
Security & custody
Regulation / licences
NMLS# 2357870 · FinCEN ID 31000213664980Show source
Smart-contract risk
YesShow source
Annual cost at 1,500 EUR/month
Avalanche Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
MPCVault Card
- Annual & monthly fees+0 EUR
- FX costs−72 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers