Wayex Card
Free prepaid Visa debit card spending a unified stablecoin balance (USDB, 1:1 USD backed) with up to 5% automatic yield, from the team behind Australia's first crypto Visa card. 0% on USD spending, no monthly fees, Apple Pay and Google Pay, physical card where supported; live in 18+ regions.
Base cashback
Max cashback
Base fee
FreeShow source
FX fee
ATM fee
Card fee
FreeShow source
Credit line
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- No annual or monthly fee on the base tier
- Apple Pay and Google Pay
Cons
No disadvantages derived from the published data yet.
Good for
Not enough data to say.
Not for
Not enough data to say.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to Wayex Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees3/15
- Monthly fee
FreeShow source
- Virtual card fee
FreeShow source
- Crypto conversion fee
0%Conditions apply: tap or hover for detailsShow source
USD spending
Not yet researched: Annual fee, Physical card fee, Replacement fee, FX fee, Top-up fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.
Cashback & rewards1/14
- Interest on balance
5%Conditions apply: tap or hover for detailsShow source
Up to, on liquid stablecoin balance
Not yet researched: Base cashback, Max cashback, Cashback paid in, Cashback type, Cashback-eligible spend cap, Max cashback per month, Cashback conditions, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies1/4
- Account / spend currencies
USDB · USDT · USDC · DAI · PYUSDShow source
Not yet researched: Available in, Not available in, Own IBAN / bank details.
Features, wallets & supported assets4/11
- Apple Pay
YesShow source
- Google Pay
YesShow source
- Physical card
YesConditions apply: tap or hover for detailsShow source
Where supported
- Virtual card
YesShow source
Not yet researched: ATM withdrawals, Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits0/2
No limits data published or researched yet.
Product4/7
- Product status
ActiveShow source
- Card type
Prepaid card, Stablecoin cardShow source
- Network
VisaShow source
- Custody model
HybridConditions apply: tap or hover for detailsShow source
Custodial by default; optional self-custody
Not yet researched: Launch date, Card issuer / program manager, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Base-tier subscription ≈ €0/year · Per-transaction costs ≈ 0.00% | 20% | 100 |
Cashback & rewards | 20% | No data — excluded |
Availability | 15% | No data — excluded |
FX & international | 10% | No data — excluded |
Product features 4 of 4 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 70 |
Custody & security Custody model: hybrid | 10% | 70 |
Credit & financing | 5% | No data — excluded |
Limits & ATM | 5% | No data — excluded |
Transparency 3 of 3 checked key terms disclosed | 5% | 100 |
Data coverage 45%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
Does Wayex Card have an annual or monthly fee?
Base tier: Free. Source: Global Stablecoin Visa Card and Unified USD Balance | Wayex.
Is Wayex Card self-custodial?
Hybrid (Custodial by default; optional self-custody).
Does Wayex Card work with Apple Pay and Google Pay?
Apple Pay: Yes. Google Pay: Yes.
Change history13 entries
- Product status recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Custody model recorded · 22 October 2026 · auto-approved
- Monthly fee recorded · 22 October 2026 · auto-approved
- Virtual card fee recorded · 22 October 2026 · auto-approved
- Crypto conversion fee recorded · 22 October 2026 · auto-approved
- Interest on balance recorded · 22 October 2026 · auto-approved
- Account / spend currencies recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Physical card recorded · 22 October 2026 · auto-approved
- Apple Pay recorded · 22 October 2026 · auto-approved
- Google Pay recorded · 22 October 2026 · auto-approved