vPay Card
Waitlist. Early access and card waitlist This card is excluded from recommendations and rankings.
Virtual and physical cards of the Web3 omnibanking platform vPay with crypto-to-fiat conversion at checkout: 0% vPay FX fees, 0% deposit fees on 1000+ coins, 1.5% cashback and up to 6% APY. Card issuance is in early access with a waitlist.
Base cashback
1.5%Show source
Max cashback
Base fee
FX fee
0%Conditions apply: tap or hover for detailsShow source
ATM fee
Card fee
Credit line
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- No FX markup from the issuer
- 1.5% base cashback
Cons
No disadvantages derived from the published data yet.
Good for
- Frequent travellers
Not for
Not enough data to say.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to vPay Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees2/15
- FX fee
0%Conditions apply: tap or hover for detailsShow source
vPay's own FX fee
- Top-up fee
FreeShow source
Not yet researched: Annual fee, Monthly fee, Physical card fee, Virtual card fee, Replacement fee, Crypto conversion fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.
Cashback & rewards2/14
- Base cashback
1.5%Show source
- Interest on balance
6%Conditions apply: tap or hover for detailsShow source
Up to
Not yet researched: Max cashback, Cashback paid in, Cashback type, Cashback-eligible spend cap, Max cashback per month, Cashback conditions, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies0/4
No availability data published or researched yet.
Features, wallets & supported assets2/11
- Physical card
YesShow source
- Virtual card
YesShow source
Not yet researched: Apple Pay, Google Pay, ATM withdrawals, Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits0/2
No limits data published or researched yet.
Product1/7
- Product status
WaitlistConditions apply: tap or hover for detailsShow source
Early access and card waitlist
Not yet researched: Card type, Network, Custody model, Launch date, Card issuer / program manager, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Per-transaction costs ≈ 0.00% | 20% | 100 |
Cashback & rewards Interest on balance 6% (variable) | 20% | 53 |
Availability Waitlist only | 15% | No data — excluded |
FX & international FX fee 0% | 10% | 100 |
Product features 2 of 2 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 70 |
Custody & security | 10% | No data — excluded |
Credit & financing | 5% | No data — excluded |
Limits & ATM | 5% | No data — excluded |
Transparency | 5% | No data — excluded |
Data coverage 60%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
What is the FX fee of vPay Card?
0% (vPay's own FX fee). Source: vPay - Digital Payment Platform.
How much cashback does vPay Card pay?
Base rate: 1.5%.
Change history7 entries
- Product status recorded · 22 October 2026 · auto-approved
- FX fee recorded · 22 October 2026 · auto-approved
- Top-up fee recorded · 22 October 2026 · auto-approved
- Base cashback recorded · 22 October 2026 · auto-approved
- Interest on balance recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Physical card recorded · 22 October 2026 · auto-approved