THORWallet Card
Mastercard spent from the self-custody THORWallet in 175+ countries including the US. Basic virtual card ($5 one-off, free with an invite, 0% top-up, 1.5% FX) and Premium physical + virtual card ($124 one-off, 0.5% cashback in USDC); plus a free Swiss IBAN account.
Base cashback
0.5%Conditions apply: tap or hover for detailsShow source
Max cashback
Base fee
FX fee
1.5%Show source
ATM fee
$1Conditions apply: tap or hover for detailsShow source
Card fee
$124Conditions apply: tap or hover for detailsShow source
Credit line
Staking needed
NoShow source
Tap a value for its source. * = conditions apply.
At a glance
Pros
- Self-custody: funds stay in your own wallet
Cons
- FX fee up to 1.5%
- Physical card costs $124
Good for
- People who want to keep control of their keys
Not for
- Frequent travellers paying in foreign currencies
Risks to understand
- Self-custody: losing your keys or signing a malicious transaction can mean losing funds.
- Smart-contract and bridge risk applies to on-chain balances.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to THORWallet Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees5/15
- Physical card fee
$124Conditions apply: tap or hover for detailsShow source
Premium, one-off; $99 with an invite
- Virtual card fee
$5Conditions apply: tap or hover for detailsShow source
Basic; free with an invite code
- FX fee
1.5%Show source
- Top-up fee
FreeConditions apply: tap or hover for detailsShow source
Basic
- ATM fee
$1Conditions apply: tap or hover for detailsShow source
Domestic; $5 international
Not yet researched: Annual fee, Monthly fee, Replacement fee, Crypto conversion fee, Crypto withdrawal fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.
Cashback & rewards5/14
- Base cashback
0.5%Conditions apply: tap or hover for detailsShow source
Premium; Basic 0%
- Cashback paid in
USDCShow source
- Cashback type
StablecoinConditions apply: tap or hover for detailsShow source
Premium only
- Cashback-eligible spend cap
$5,000/monthConditions apply: tap or hover for detailsShow source
Spend per month
- Staking / holding required for top rewards
NoShow source
Not yet researched: Max cashback, Interest on balance, Max cashback per month, Cashback conditions, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies2/4
- Available in
GlobalConditions apply: tap or hover for detailsShow source
175+ countries including the US
- Own IBAN / bank details
YesConditions apply: tap or hover for detailsShow source
Swiss IBAN account
Not yet researched: Not available in, Account / spend currencies.
Features, wallets & supported assets3/11
- Physical card
YesConditions apply: tap or hover for detailsShow source
Premium
- Virtual card
YesShow source
- ATM withdrawals
YesShow source
Not yet researched: Apple Pay, Google Pay, Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits2/2
- ATM limit
$10,000Conditions apply: tap or hover for detailsShow source
Per day
- Spending limit
$100,000Conditions apply: tap or hover for detailsShow source
Monthly POS limit, Basic; Premium $1,000,000
Product4/7
- Product status
ActiveShow source
- Network
MastercardShow source
- Custody model
Self-custodyShow source
- Tiers / plans
Basic · Premium · Swiss IBANShow source
Not yet researched: Card type, Launch date, Card issuer / program manager.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Per-transaction costs ≈ 0.00% | 20% | 98 |
Cashback & rewards | 20% | 13 |
Availability 60 of 60 tracked countries | 15% | 100 |
FX & international FX fee 1.5% | 10% | 40 |
Product features 3 of 3 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 70 |
Custody & security Custody model: self custody | 10% | 80 |
Credit & financing | 5% | No data — excluded |
Limits & ATM ATM cost on €200 ≈ 0.4% | 5% | 91 |
Transparency 6 of 6 checked key terms disclosed | 5% | 100 |
Data coverage 95%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
What is the FX fee of THORWallet Card?
1.5%. Source: Card & Swiss Account - THORWallet.
How much cashback does THORWallet Card pay?
Base rate: 0.5% (Premium; Basic 0%). Paid in USDC.
Where is THORWallet Card available?
Global (175+ countries including the US).
Is THORWallet Card self-custodial?
Self-custody.
Change history21 entries
- Product status recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Custody model recorded · 22 October 2026 · auto-approved
- Tiers / plans recorded · 22 October 2026 · auto-approved
- Virtual card fee recorded · 22 October 2026 · auto-approved
- Physical card fee recorded · 22 October 2026 · auto-approved
- Top-up fee recorded · 22 October 2026 · auto-approved
- FX fee recorded · 22 October 2026 · auto-approved
- ATM fee recorded · 22 October 2026 · auto-approved
- Cashback type recorded · 22 October 2026 · auto-approved
- Cashback paid in recorded · 22 October 2026 · auto-approved
- Base cashback recorded · 22 October 2026 · auto-approved
- Cashback-eligible spend cap recorded · 22 October 2026 · auto-approved
- Staking / holding required for top rewards recorded · 22 October 2026 · auto-approved
- Spending limit recorded · 22 October 2026 · auto-approved
- ATM limit recorded · 22 October 2026 · auto-approved
- Available in recorded · 22 October 2026 · auto-approved
- Own IBAN / bank details recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Physical card recorded · 22 October 2026 · auto-approved
- ATM withdrawals recorded · 22 October 2026 · auto-approved