Peanut Card
Card of the 100% non-custodial money app Peanut (passkey approvals) for freelancers paid from US or European bank accounts, with a USDC/USDT balance, SEPA, Faster Payments and ACH details and local payments like PIX and MercadoPago. No monthly or annual card fees; card requires verification.
Base cashback
Max cashback
Base fee
FreeShow source
FX fee
ATM fee
Card fee
Credit line
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- No annual or monthly fee on the base tier
- Self-custody: funds stay in your own wallet
Cons
No disadvantages derived from the published data yet.
Good for
- People who want to keep control of their keys
Not for
Not enough data to say.
Risks to understand
- Self-custody: losing your keys or signing a malicious transaction can mean losing funds.
- Smart-contract and bridge risk applies to on-chain balances.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to Peanut Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees3/15
- Annual fee
FreeShow source
- Monthly fee
FreeShow source
- Top-up fee
FreeConditions apply: tap or hover for detailsShow source
Crypto deposits
Not yet researched: Physical card fee, Virtual card fee, Replacement fee, FX fee, Crypto conversion fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.
Cashback & rewards0/14
No cashback & rewards data published or researched yet.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies1/4
- Account / spend currencies
USDC · USDTShow source
Not yet researched: Available in, Not available in, Own IBAN / bank details.
Features, wallets & supported assets0/11
No features data published or researched yet.
Security & custody0/3
No security & custody data published or researched yet.
Limits0/2
No limits data published or researched yet.
Product2/7
- Product status
ActiveShow source
- Custody model
Self-custodyShow source
Not yet researched: Card type, Network, Launch date, Card issuer / program manager, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Base-tier subscription ≈ €0/year · Per-transaction costs ≈ 0.00% | 20% | 100 |
Cashback & rewards | 20% | No data — excluded |
Availability | 15% | No data — excluded |
FX & international | 10% | No data — excluded |
Product features | 10% | No data — excluded |
Custody & security Custody model: self custody | 10% | 80 |
Credit & financing | 5% | No data — excluded |
Limits & ATM | 5% | No data — excluded |
Transparency | 5% | No data — excluded |
Data coverage 30%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
Does Peanut Card have an annual or monthly fee?
Base tier: Free. Source: Get paid globally. Spend locally. | Peanut.
Is Peanut Card self-custodial?
Self-custody.
Change history6 entries
- Product status recorded · 22 October 2026 · auto-approved
- Custody model recorded · 22 October 2026 · auto-approved
- Monthly fee recorded · 22 October 2026 · auto-approved
- Annual fee recorded · 22 October 2026 · auto-approved
- Top-up fee recorded · 22 October 2026 · auto-approved
- Account / spend currencies recorded · 22 October 2026 · auto-approved