savebackcards.com

GEME × KOLO Card

by GEME Wallet (partner card with Kolo)Crypto native
–
No score

Free virtual partner card of the non-custodial Telegram wallet GEME and Kolo, usable with Apple Pay and Google Pay in 170+ countries. KYC at card issuance; 5% bitcoin cashback in the first month.

Initial research 22 October 2026 · not yet verified
Cashback4.1Beginners6.0

Base cashback

No data yet

Max cashback

5%Conditions apply: tap or hover for detailsShow source

Base fee

No data yet

FX fee

No data yet

ATM fee

No data yet

Card fee

FreeShow source

Credit line

No data yet

Staking needed

No data yet

Tap a value for its source. * = conditions apply.

At a glance

Pros

  • Apple Pay and Google Pay

Cons

  • Top rate of 5% only with conditions — First month only

Good for

Not enough data to say.

Not for

Not enough data to say.

★ Our pickEditorial choice · score unchanged · Affiliate link

The card we recommend as an alternative to GEME × KOLO Card:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

All details

Fees1/15
Virtual card fee
FreeShow source

Not yet researched: Annual fee, Monthly fee, Physical card fee, Replacement fee, FX fee, Crypto conversion fee, Top-up fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.

Cashback & rewards3/14
Max cashback
5%Conditions apply: tap or hover for detailsShow source

First month only

Cashback paid in
BTCShow source
Cashback type
CryptoShow source

Not yet researched: Base cashback, Interest on balance, Cashback-eligible spend cap, Max cashback per month, Cashback conditions, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.

Credit & financing0/11

No credit & financing data published or researched yet.

Supported countries & currencies1/4
Available in
GlobalConditions apply: tap or hover for detailsShow source

170+ countries

Not yet researched: Not available in, Account / spend currencies, Own IBAN / bank details.

Features, wallets & supported assets3/11
Apple Pay
YesShow source
Google Pay
YesShow source
Virtual card
YesShow source

Not yet researched: Physical card, ATM withdrawals, Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.

Security & custody0/3

No security & custody data published or researched yet.

Limits0/2

No limits data published or researched yet.

Product1/7
Product status
ActiveShow source

Not yet researched: Card type, Network, Custody model, Launch date, Card issuer / program manager, Tiers / plans.

Our rating

CriterionWeightScore

Fees

20%No data — excluded

Cashback & rewards

Only an 'up to' rate is published

20%
20

Availability

60 of 60 tracked countries

15%
100

FX & international

10%No data — excluded

Product features

3 of 3 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection)

10%
70

Custody & security

10%No data — excluded

Credit & financing

5%No data — excluded

Limits & ATM

5%No data — excluded

Transparency

5%No data — excluded

Data coverage 45%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.

Computed by a fixed formula; affiliate relationships have no influence. How we score

FAQ

How much cashback does GEME × KOLO Card pay?

Highest advertised rate: 5% (First month only). Paid in BTC.

Where is GEME × KOLO Card available?

Global (170+ countries).

Does GEME × KOLO Card work with Apple Pay and Google Pay?

Apple Pay: Yes. Google Pay: Yes.

Change history9 entries
  • Product status recorded · 22 October 2026 · auto-approved
  • Virtual card fee recorded · 22 October 2026 · auto-approved
  • Cashback type recorded · 22 October 2026 · auto-approved
  • Cashback paid in recorded · 22 October 2026 · auto-approved
  • Max cashback recorded · 22 October 2026 · auto-approved
  • Available in recorded · 22 October 2026 · auto-approved
  • Virtual card recorded · 22 October 2026 · auto-approved
  • Apple Pay recorded · 22 October 2026 · auto-approved
  • Google Pay recorded · 22 October 2026 · auto-approved