defi.com Card
Waitlist. This card is excluded from recommendations and rankings.
Non-custodial account that spends and sends in USDC, with a virtual and a physical card. Waitlist; early access opens in batches from Q4. Fiat movements in USD, GBP, EUR, MXN, BRL and COP.
Base cashback
Max cashback
Base fee
FX fee
0%Conditions apply: tap or hover for detailsShow source
ATM fee
Card fee
Credit line
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- No FX markup from the issuer
- Self-custody: funds stay in your own wallet
Cons
No disadvantages derived from the published data yet.
Good for
- People who want to keep control of their keys
- Frequent travellers
Not for
Not enough data to say.
Risks to understand
- Self-custody: losing your keys or signing a malicious transaction can mean losing funds.
- Smart-contract and bridge risk applies to on-chain balances.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to defi.com Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees1/15
- FX fee
0%Conditions apply: tap or hover for detailsShow source
Swaps and FX in the app
Not yet researched: Annual fee, Monthly fee, Physical card fee, Virtual card fee, Replacement fee, Crypto conversion fee, Top-up fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.
Cashback & rewards0/14
No cashback & rewards data published or researched yet.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies0/4
No availability data published or researched yet.
Features, wallets & supported assets2/11
- Physical card
YesShow source
- Virtual card
YesShow source
Not yet researched: Apple Pay, Google Pay, ATM withdrawals, Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits0/2
No limits data published or researched yet.
Product3/7
- Product status
WaitlistShow source
- Card type
Stablecoin cardShow source
- Custody model
Self-custodyShow source
Not yet researched: Network, Launch date, Card issuer / program manager, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees | 20% | No data — excluded |
Cashback & rewards | 20% | No data — excluded |
Availability Waitlist only | 15% | No data — excluded |
FX & international FX fee 0% | 10% | 100 |
Product features 2 of 2 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 70 |
Custody & security Custody model: self custody | 10% | 80 |
Credit & financing | 5% | No data — excluded |
Limits & ATM | 5% | No data — excluded |
Transparency 3 of 3 checked key terms disclosed | 5% | 100 |
Data coverage 35%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
What is the FX fee of defi.com Card?
0% (Swaps and FX in the app). Source: Finance Designed Around You | defi.com.
Is defi.com Card self-custodial?
Self-custody.
Change history6 entries
- Product status recorded · 22 October 2026 · auto-approved
- Custody model recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- FX fee recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Physical card recorded · 22 October 2026 · auto-approved