Änderungsprotokoll

Kartenänderungen

Jede wesentliche Änderung, die unsere Recherche erkennt, prüft die Redaktion, bevor sie hier erscheint. Jeder Eintrag zeigt die alte und die neue Kondition und die Quelle, anhand der sie geprüft wurde.
  1. HOCHReady Card

    Product status: Product status changed

    Produktstatus: Aktiv → Warteliste

    Quelle: Ready Card (Offizielle Produktseite)

  2. MITTELWise Card

    Interest on balance: Interest on balance changed

    Zinsen auf Guthaben: 3,61 % → 2,4 %

    Quelle: https://wise.com/de/help/articles/b8sVSdAzytqVamfajSirb (Offizielle Produktseite)

  3. HOCHBinance Card

    Max cashback: Max cashback reduced

    Max. Cashback: 8 % → 3 %

    Quelle: https://www.binance.com/en/cards (Offizielle Produktseite)

  4. MITTELether.fi Cash

    Virtual card fee: Virtual card fee decreased

    Gebühr virtuelle Karte: $ 10 → Gratis

    Quelle: https://www.ether.fi/personal/compare (Offizielle Produktseite)

  5. MITTELether.fi Cash

    Physical card fee: Physical card fee increased

    Gebühr physische Karte: $ 50 → $ 60

    Quelle: https://www.ether.fi/personal/compare (Offizielle Produktseite)

  6. MITTELAvici Card

    Avici Card: Other fees & markups changed

    Weitere Gebühren & Aufschläge: ATM balance inquiry fee $0.60 · ATM decline fee $0.60 · Late payment fee up to $40 · Returned payment fee up to $29 · Liquidation penalty up to $35 → Dispute fee of $35 (USDC or USDT), non-refundable; only transactions over $30 can be disputed · Replacing a card (delete and create new) costs the same fees as a new card

    Quelle: Avici Card FAQs (Offizielles Hilfecenter / FAQ)

  7. HOCHAvici Card

    Avici Card: Not available in changed

    Nicht verfügbar in: Vereinigte Staaten → Belarus, China, Kuba, Indien, Iran, Irak, Israel, Myanmar, Nepal, Nicaragua, Nordkorea, Russland, Syrien, Türkei, Ukraine, Venezuela, Vietnam

    Quelle: Regions and Prohibitions for Avici Card (Offizielles Hilfecenter / FAQ)

  8. HOCHNexo Card

    Nexo Card: Regulation / licences changed

    Regulierung / Lizenzen: Card issuer DiPocket UAB: Electronic Money Institution authorised and regulated by the Bank of Lithuania (licence 75) · Custody by Tangany GmbH under MiCAR (BaFin) → Card issuer DiPocket UAB: Electronic Money Institution authorised by the Bank of Lithuania (licence 75) · Custody: Tangany GmbH, BaFin-regulated crypto-asset service provider under MiCAR

    Quelle: Crypto Debit & Credit Card (EEA) (Offizielle Produktseite)

  9. MITTELNexo Card

    Nexo Card: Repayment changed

    Rückzahlung: Flexible repayment, no fixed schedule → Flexible repayment, no fixed schedule, no credit checks

    Quelle: Crypto Debit & Credit Card (EEA) (Offizielle Produktseite)

  10. MITTELNexo Card

    Nexo Card: Interest notes changed

    Hinweise zum Zins: Credit Lines from 1.9% interest per year; rates may vary by region and Loyalty Tier → Crypto-backed Credit Line interest starting from 1.9% per year; rates vary by region and loyalty tier

    Quelle: Crypto Debit & Credit Card (EEA) (Offizielle Produktseite)

  11. HOCHNexo Card

    Nexo Card: Staking asset changed

    Staking-Asset: NEXO → NEXO Token

    Quelle: Crypto Debit & Credit Card (EEA) (Offizielle Produktseite)

  12. MITTELNexo Card

    Nexo Card: Cashback conditions changed

    Cashback-Bedingungen: Credit Mode only · Account balance above $5,000 in digital assets · Rate depends on Loyalty Tier (NEXO Token share of portfolio) and payout currency → Only in Credit Mode · Account balance above $5,000 in digital assets · Rate depends on Loyalty Tier (ratio of NEXO Tokens held vs. rest of portfolio)

    Quelle: Crypto Debit & Credit Card (EEA) (Offizielle Produktseite)

  13. MITTELNexo Card

    Nexo Card: Cashback paid in changed

    Cashback ausgezahlt in: NEXO or BTC → NEXO Token or Bitcoin

    Quelle: Crypto Debit & Credit Card (EEA) (Offizielle Produktseite)

  14. HOCHNexo Card

    Nexo Card: Card type changed

    Kartentyp: Krypto-besicherter Kredit, Debitkarte → Debitkarte, Krypto-besicherter Kredit

    Quelle: Crypto Debit & Credit Card (EEA) (Offizielle Produktseite)

  15. MITTELN26

    N26: Other fees & markups changed

    Weitere Gebühren & Aufschläge: 1.7% fee on ATM withdrawals outside the eurozone with Standard and Smart (free with Go and Metal) → N26 Standard: one-off fee covering delivery of a physical debit card (amount not stated)

    Quelle: What's the difference between debit vs. credit cards? (Offizielles Hilfecenter / FAQ)

  16. MITTELN26

    N26: Tiers / plans changed

    Tarife: Standard (free) · Smart €4.90/mo · Go €9.90/mo · Metal €16.90/mo → Standard · Smart · Go · Metal

    Quelle: What's the difference between debit vs. credit cards? (Offizielles Hilfecenter / FAQ)

  17. MITTELMetaMask Card

    MetaMask Card: Other fees & markups changed

    Weitere Gebühren & Aufschläge: Small fee for each transaction (amount not stated) → 1% cross-border fee when the merchant is outside the cardholder's country (Free tier; Metal: no fee, subject to fair usage) · 0.5% on stablecoins denominated in a currency of neither the cardholder's nor the merchant's country · Small variable network gas fee (typically $0.01) · DeFi tokens / tokenized yield (e.g. aUSDC): no fee up to $1,200/mo, then 0.5%

    Quelle: MetaMask Card limits and fees (Offizielles Hilfecenter / FAQ)

  18. MITTELMetaMask Card

    MetaMask Card: Tiers / plans changed

    Tarife: Virtual (Free tier) · Metal ($199/year) → Free · Metal

    Quelle: MetaMask Card limits and fees (Offizielles Hilfecenter / FAQ)

  19. MITTELMetaMask Card

    MetaMask Card: Card issuer / program manager changed

    Kartenherausgeber / Programm: Crypto Life (provider), Monovate (issuer) → Baanx (now Monavate)

    Quelle: MetaMask and Mastercard launch the US MetaMask Card (Offizielle Ankündigung)

  20. MITTELCL Card (Ledger)

    CL Card (Ledger): Interest notes changed

    Hinweise zum Zins: Credit line rates starting at 0% depending on country of residence → Cryptodraft: first 10% spent interest-free, remaining 50% at 1% monthly percentage rate (MPR); higher interest-free LTV with staked BXX

    Quelle: Crypto Life FAQs | Your Questions Answered (Offizielles Hilfecenter / FAQ)

  21. HOCHCL Card (Ledger)

    CL Card (Ledger): Regulation / licences changed

    Regulierung / Lizenzen: EU: UAB Monavate, registered and regulated in Lithuania (code 305628001) · UK: Monavate Ltd, FCA registered number 901097 · US: Visa debit card in partnership with Cross River Bank, Member FDIC → Frozen Time Unipessoal LDA: registered by Banco de Portugal for crypto-asset services · baanx.com Ltd: FCA-authorised for crypto-asset services

    Quelle: Crypto Life FAQs | Your Questions Answered (Offizielles Hilfecenter / FAQ)

  22. MITTELCL Card (Ledger)

    CL Card (Ledger): Card issuer / program manager changed

    Kartenherausgeber / Programm: Baanx → Frozen Time Unipessoal LDA (Crypto Life platform), with partner baanx.com Ltd

    Quelle: Crypto Life FAQs | Your Questions Answered (Offizielles Hilfecenter / FAQ)

  23. MITTELCL Card (Ledger)

    CL Card (Ledger): Cashback paid in changed

    Cashback ausgezahlt in: BTC, USDC (US) or USDT (outside US) → BTC, USDT or BXX

    Quelle: Crypto Life FAQs | Your Questions Answered (Offizielles Hilfecenter / FAQ)

  24. MITTELEthena Pay Spend Card

    Ethena Pay Spend Card: Other fees & markups changed

    Weitere Gebühren & Aufschläge: Late payment fee up to $40 · Returned payment fee up to $29 · Third-party fees: blockchain gas, card-network assessments, merchant surcharges, funding partners (MoonPay / Iron), stablecoin issuers → Late payment fee up to $40 · Returned payment fee $29 · ATM operator surcharges · Gas fees of liquidation transactions paid from collateral

    Quelle: Ethena Pay Spend Card Terms (Offizielle AGB / Bedingungen)

  25. HOCHEthena Pay Spend Card

    Ethena Pay Spend Card: Not available in changed

    Nicht verfügbar in: Vereinigte Staaten, Afghanistan, Belarus, Myanmar, Burundi, Zentralafrikanische Republik, Kuba, Kongo-Kinshasa, Äthiopien, Iran, Libanon, Libyen, Mali, Nicaragua, Nordkorea, Russland, Somalia, Südsudan, Sudan, Syrien, Venezuela, Jemen, Simbabwe → Vereinigte Staaten

    Quelle: Ethena Pay Spend Card Terms (Offizielle AGB / Bedingungen)

  26. MITTELEthena Pay Spend Card

    Ethena Pay Spend Card: Interest notes changed

    Hinweise zum Zins: 0% on purchases; Issuer and Ethena Pay may introduce interest on new purchases, disclosed before it takes effect → Currently 0% interest on all purchases; Issuer and Ethena Pay may introduce interest on new purchases in future with prior disclosure

    Quelle: Ethena Pay Spend Card Terms (Offizielle AGB / Bedingungen)

  27. HOCHCurve Pay

    Curve Pay: Regulation / licences changed

    Regulierung / Lizenzen: Curve UK Limited: authorised by the FCA to issue e-money (FRN 900926) · Curve Europe UAB: electronic money institution licensed by the Bank of Lithuania (No. 73) → Curve UK Limited: FCA-authorised e-money issuer (FRN 900926) · Curve Europe UAB: electronic money institution licence No. 73, Bank of Lithuania

    Quelle: One tap. Every card. (Curve Pay wallet) (Offizielle Produktseite)

  28. MITTELCrypto.com Visa Card (EEA)

    Crypto.com Visa Card (EEA): ATM limit changed

    Abhebelimit: € 10.000 → € 2.000

    Quelle: Crypto.com Prepaid Visa Card Fees and Limits (Europe) - for users with a residential address in Europe (Offizielles Preis- und Leistungsverzeichnis)

  29. MITTELCrypto.com Visa Card (EEA)

    Crypto.com Visa Card (EEA): Other fees & markups changed

    Weitere Gebühren & Aufschläge: ATM withdrawal fees, interbank exchange rates, top-up fees and other charges may apply depending on jurisdiction and card tier → Inactivity fee €6 per month after 12 months without card activity (€5 before 1 Oct 2026) · Account closure fee €50

    Quelle: Crypto.com Prepaid Visa Card Fees and Limits (Europe) - for users with a residential address in Europe (Offizielles Preis- und Leistungsverzeichnis)

  30. MITTELCrypto.com Visa Card (EEA)

    Crypto.com Visa Card (EEA): Tiers / plans changed

    Tarife: Midnight Blue · Ruby Steel · Jade Green / Royal Indigo · Icy White / Rose Gold · Obsidian → Basic (previously Midnight) · Plus (previously Ruby) · Pro (previously Jade/Indigo) · Private (previously Icy/Rose/Obsidian)

    Quelle: Crypto.com Prepaid Visa Card Fees and Limits (Europe) - for users with a residential address in Europe (Offizielles Preis- und Leistungsverzeichnis)

  31. HOCHbunq

    bunq: Regulation / licences changed

    Regulierung / Lizenzen: Licensed by De Nederlandsche Bank (DNB) · Regulated by the Central Bank of Ireland for conduct of business rules → Full European banking licence issued by De Nederlandsche Bank (DNB)

    Quelle: Is bunq safe and reliable? | bunq Help (Offizielles Hilfecenter / FAQ)

  32. HOCHBleap

    Bleap: Regulation / licences changed

    Regulierung / Lizenzen: MiCA-compliant → Issuer Unlimit EU Ltd: electronic money institution licensed by the Central Bank of Cyprus

    Quelle: Bleap Cardholder Terms (EEA) (Offizielle AGB / Bedingungen)

  33. HOCHBleap

    Bleap: Availability expanded to CH

    Verfügbar in: EWR → EWR, Schweiz

    Quelle: Bleap Cardholder Terms (EEA) (Offizielle AGB / Bedingungen)

  34. HOCHBitpanda Card

    Bitpanda Card: Regulation / licences changed

    Regulierung / Lizenzen: Issuer Transact Payments Malta Limited authorised and regulated by the Malta Financial Services Authority as a Financial Institution (Financial Institution Act 1994) → Bitpanda Payments GmbH: PSD2 payment service provider licence, E-Money Institution

    Quelle: Security at Bitpanda (Offizielle Produktseite)

  35. MITTELWise Card

    Wise Card: Virtual card fee increased

    Gebühr virtuelle Karte: Gratis → Gratis

    Quelle: Is Wise card debit or credit? - Wise (Offizielle Ankündigung)

  36. MITTELWise Card

    Wise Card: Physical card fee increased

    Gebühr physische Karte: £ 7 → € 7

    Quelle: Is Wise card debit or credit? - Wise (Offizielle Ankündigung)

  37. HOCHWise Card

    Wise Card: Regulation / licences changed

    Regulierung / Lizenzen: Wise Europe SA: payment institution authorised by the National Bank of Belgium → Wise Europe SA: authorised payment institution supervised by the National Bank of Belgium

    Quelle: How our EU entity, Wise Europe SA, safeguards customer funds | Wise Help Centre (Offizielles Hilfecenter / FAQ)

  38. MITTELWirex Card

    Wirex Card: Cashback type changed

    Cashback-Art: Plattform-Token → Krypto

    Quelle: What is the Wirex card? (Offizielles Hilfecenter / FAQ)

  39. MITTELWirex Card

    Wirex Card: Cashback conditions changed

    Cashback-Bedingungen: Monthly caps: 20,000 WXT (Standard), 100,000 WXT (Premium), 250,000 WXT (Elite) · Per-transaction caps: 250 / 1,500 / 9,000 WXT · Rates vary by region, plan, tier and merchant category → Standard Enhanced 1%: lock 150,000 WXT for 180 days · Premium (€9.99/month): 1% Entry, 2% with 250,000 WXT, 3% with 750,000 WXT locked · Elite (€29.99/month): 4% Entry, 6% with 1,500,000 WXT, 8% with 7,500,000 WXT locked

    Quelle: X-tras pricing plans and tiers (Offizielles Preis- und Leistungsverzeichnis)

  40. MITTELWirex Card

    Wirex Card: Tiers / plans changed

    Tarife: Standard · Premium (€9.99/month or €102/year) · Elite (€29.99/month or €306/year) → Standard · Premium · Elite

    Quelle: X-tras pricing plans and tiers (Offizielles Preis- und Leistungsverzeichnis)

  41. MITTELWirex Card

    Wirex Card: Other fees & markups changed

    Weitere Gebühren & Aufschläge: Card issuance or replacement fees may apply depending on region · Blockchain network fee on crypto withdrawals → Card delivery fee in EEA: 5 EUR (DHL WorldMail, untracked) or 15 EUR (DHL Express) · Crypto transfers to external wallets: variable network-based fees · Local card top-up: 0% or more depending on currency and country · One-off GBP 30 administrative fee on account closure for Terms of Service violations

    Quelle: Wirex fees (Offizielles Preis- und Leistungsverzeichnis)

  42. MITTELTuyo Card

    Tuyo Card: Cashback conditions changed

    Cashback-Bedingungen: No fixed cashback rate · Tuyo may cover all or part of a purchase at its own discretion ('Your next purchase may be free') → TUYOs earned per dollar spent with the card; current rates only in the app · Seasonal multiplier boosts decline after each season down to baseline rates · TUYOs are not tradable nor transferable

    Quelle: TUYOs | Tuyo Help Center (Offizielles Hilfecenter / FAQ)

  43. MITTELTuyo Card

    Tuyo Card: Other fees & markups changed

    Weitere Gebühren & Aufschläge: 1% card-provider fee on purchases outside the US, on top of the 1% FX fee (up to 2% combined) · Trading/conversion volume fee 0.25% or network fee, whichever is greater (stablecoin swaps and bridging exempt from the volume fee) → ATM operator fees and FX markups apply on top of the withdrawal amount

    Quelle: ATM withdrawals | Tuyo Guides (Offizielles Hilfecenter / FAQ)

  44. HOCHTuyo Card

    Tuyo Card: Not available in changed

    Nicht verfügbar in: Vereinigtes Königreich → Afghanistan, Bangladesch, Belarus, China, Kongo-Kinshasa, Kuba, Indien, Iran, Irak, Libanon, Libyen, Mali, Myanmar, Nepal, Nigeria, Nordkorea, Russland, Somalia, Südsudan, Sudan, Syrien, Türkei, Ukraine, Vereinigtes Königreich, Venezuela, Vietnam, Jemen

    Quelle: Tuyo availability | Tuyo Guides (Offizielles Hilfecenter / FAQ)

  45. MITTELTria Card

    Tria Card: Cashback conditions changed

    Cashback-Bedingungen: Top rate applies up to a monthly spend limit per user, then a floor rate · Monthly limits reset on the first of each calendar month · Staking badge boosts apply only within the monthly cap → Cashback is a membership benefit; it stops on new transactions if the membership is not renewed

    Quelle: Tria Card Membership Renewal FAQ - Tria Help Center (Offizielles Hilfecenter / FAQ)

  46. MITTELTria Card

    Tria Card: Tiers / plans changed

    Tarife: Virtual · Signature · Premium → Lite · Pro · Max

    Quelle: What are Tria Cards? - Tria Help Center (Offizielles Hilfecenter / FAQ)

  47. MITTELTangem Pay

    Tangem Pay: Other fees & markups changed

    Weitere Gebühren & Aufschläge: Foreign exchange markup on non-USD purchases (rate not stated on this page) · Network fees when topping up with crypto → Polygon gas fee on top-up (paid to the network) · Visa foreign-exchange fee on non-USD purchases

    Quelle: Is Tangem Pay a Credit Card or a Debit Card? (Offizielle Ankündigung)

  48. MITTELTangem Pay

    Tangem Pay: Card issuer / program manager changed

    Kartenherausgeber / Programm: Rain (issuer); program provided by Paera LLC → Rain (issuer); Paera LLC (program provider)

    Quelle: Help center | Partners & Roadmap (Offizielles Hilfecenter / FAQ)

  49. MITTELOKX Card (EEA)

    OKX Card (EEA): Reward exclusions changed

    Ausschlüsse: Purchases settled in USDC earn no cashback → Cash withdrawals, cash-equivalent transactions and ATM usage · Refunds, chargebacks, reversed or disputed transactions · Peer-to-peer transfers and internal account movements · Fees, interest, penalties, taxes · MCCs excluded by OKX

    Quelle: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe (Offizielle AGB / Bedingungen)

  50. HOCHOKX Card (EEA)

    OKX Card (EEA): Card type changed

    Kartentyp: Stablecoin-Karte → Prepaid-Karte

    Quelle: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe (Offizielle AGB / Bedingungen)

  51. HOCHOKX Card (EEA)

    OKX Card (EEA): Regulation / licences changed

    Regulierung / Lizenzen: MiCAR (OKX Europe Ltd. is the licensed entity for EEA users) → UAB Monavate: EMI authorised by the Bank of Lithuania (LB002139) · OKX Europe Limited: CASP licensed by the Malta Financial Services Authority (MiCA)

    Quelle: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe (Offizielle AGB / Bedingungen)

  52. MITTELOKX Card (EEA)

    OKX Card (EEA): Cashback conditions changed

    Cashback-Bedingungen: Only purchases with USDG as the active payment currency · Rate and monthly cap depend on OKX VIP level → Only purchases with USDG as the active payment currency earn cashback; USDC payments do not · Rate and monthly cap depend on OKX VIP level · Cashback rates are subject to promotional periods

    Quelle: What is the OKX Card? Crypto card explained for European users (2026) (Offizielles Hilfecenter / FAQ)

  53. HOCHOKX Card (EEA)

    OKX Card (EEA): Availability expanded to IS, LI

    Verfügbar in: Europäische Union, Norwegen → EWR

    Quelle: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe (Offizielle AGB / Bedingungen)

  54. MITTELKAST

    KAST: Other fees & markups changed

    Weitere Gebühren & Aufschläge: Membership fees strictly non-refundable, including upgrades · Memberships do not auto-renew unless stated on the Platform → Monthly inactivity fee of $1 on dormant accounts (12 months without transaction activity) · Possible reactivation fee after 6 months of inactivity · Possible card renewal fee (specified in app) · Non-refundable chargeback/dispute processing fees

    Quelle: Terms and Conditions of Service | Legal | KAST (Offizielle AGB / Bedingungen)

  55. MITTELKAST

    KAST: Spendable assets changed

    Zahlbare Assets: USDT · USDC · PYUSD · RLUSD → USDT · USDC

    Quelle: Terms and Conditions of Service | Legal | KAST (Offizielle AGB / Bedingungen)

  56. MITTELReady Card

    Ready Card: Cashback conditions changed

    Cashback-Bedingungen: Cashback replaced by 'Ready Rewards' from 1 May 2026 · Rules can change at Ready's discretion · Country exclusions apply → Points awarded only after the transaction has settled and a 7-day grace period has elapsed · Points rate depends on Ready plan, transaction type and promotions · Monthly or other caps on Points may apply (shown in app) · Redemption only for settled transactions on eligible MCCs no more than 30 days old; no partial redemptions

    Quelle: Ready Rewards Terms and Conditions (Offizielle AGB / Bedingungen)

  57. MITTELPlutus

    Plutus: Cashback conditions changed

    Cashback-Bedingungen: 3% PLUS rewards on every plan · Monthly cap by plan: Lite £100, Starter £250, Everyday £500, Premium FX card £1,000 → Requires a Starter, Everyday or Premium subscription plan · Monthly reward limits per plan, reset on the 1st of each month · Rewards pending for 45 days after settlement

    Quelle: Plutus Terms and Conditions - EUR (Offizielle AGB / Bedingungen)

  58. HOCHPlutus

    Plutus: Staking asset changed

    Staking-Asset: PLU → Pluton (PLU / Rare PLU)

    Quelle: Plutus Terms and Conditions - EUR (Offizielle AGB / Bedingungen)

  59. MITTELPlutus

    Plutus: Cashback paid in changed

    Cashback ausgezahlt in: PLUS (in-app points) → Dynamic Rewards Points (in-app, not withdrawable)

    Quelle: Plutus Terms and Conditions - EUR (Offizielle AGB / Bedingungen)

  60. MITTELPlutus

    Plutus: Tiers / plans changed

    Tarife: Lite £1.99/mo · Starter £9.99/mo · Everyday £19.99/mo · Premium FX card £29.99/mo → Starter · Everyday · Premium

    Quelle: Plutus Terms and Conditions - EUR (Offizielle AGB / Bedingungen)

  61. MITTELOobit

    Oobit: Spendable assets changed

    Zahlbare Assets: USDC · USDT · BNB · USDR · EURR · BTC · DOGE · ETH · SOL · TRX · XRP · XTZ · TON · VET · XAUT · LTC · XLM · TRUMP · ADA · BCH · SHIB → USDT · Bitcoin · Ethereum · Stablecoins

    Quelle: Crypto Card | 10% Cashback Anywhere (Offizielle Produktseite)

  62. MITTELOobit

    Oobit: Cashback conditions changed

    Cashback-Bedingungen: Higher cashback cap ($5,000 spend / max $500 cashback per month) requires paying with the OOB token · Cashback granted only after the payment is fully completed (1-3 days) → Tap to Pay points: level 1 earns 1 point per USD, up to 5x at USD 1,500 cumulative spend in a 90-day cycle · 1,000 points = USD 1 · Qualifying Payment must be at least USD 1 · Rewards usable only for Tap to Pay payments in the app; cannot be withdrawn or transferred

    Quelle: 5X Reward Terms | Oobit Loyalty Program Rules (Offizielle AGB / Bedingungen)

  63. MITTELTrade Republic Card

    Trade Republic Card: Cashback conditions changed

    Cashback-Bedingungen: Activate Saveback in the app · Invest at least 50 € per month in savings plans · Saveback is invested into your savings plan → Saveback must be activated · Invest at least 50 EUR per calendar month in weekly, bi-weekly or monthly savings plans (quarterly plans don't qualify) · First activation requires setting up a 50 EUR savings plan for the next month

    Quelle: What is Saveback? (Offizielles Hilfecenter / FAQ)

  64. MITTELDeblock Card

    Deblock Card: Other fees & markups changed

    Weitere Gebühren & Aufschläge: Free currency exchange only up to 1,000 €/month on Standard · Crypto buy/sell/swap fee 1.99% on Standard (0.49% on Premium) → Free currency exchange only up to 1,000 €/month on Standard (unlimited on Premium) · Crypto buy/sell/swap fee 1.99% on Standard (0.49% on Premium)

    Quelle: Pricing plans - Deblock (Offizielles Preis- und Leistungsverzeichnis)

  65. MITTELNexo Card

    Nexo Card: Interest notes changed

    Hinweise zum Zins: Credit Lines from 1.9% interest per year; rate varies by Loyalty Tier → Credit Lines from 1.9% interest per year; rates may vary by region and Loyalty Tier

    Quelle: Crypto Debit & Credit Card (EEA) (Offizielle Produktseite)

  66. HOCHWise Card

    Wise Card: Availability expanded to GF, GP, MQ, YT, RE, BL…

    Verfügbar in: Australien, Brasilien, Kanada, EWR, Schweiz, Israel, Japan, Malaysia, Neuseeland, Philippinen, Singapur, Thailand, Vereinigtes Königreich, Vereinigte Staaten → Australien, Brasilien, Kanada, EWR, Schweiz, Französisch-Guayana, Guadeloupe, Martinique, Mayotte, Réunion, St. Barthélemy, St. Martin, Israel, Japan, Malaysia, Neuseeland, Philippinen, Singapur, Thailand, Vereinigtes Königreich, Falklandinseln, Guernsey, Gibraltar, Isle of Man, Jersey, Kaimaninseln, Andorra, Monaco, St. Pierre und Miquelon, Sint Maarten, Vereinigte Staaten

    Quelle: Can I get the Wise card in my country? (Offizielles Hilfecenter / FAQ)

  67. MITTELTangem Pay

    Tangem Pay: Tiers / plans changed

    Tarife: Basic (free) · Plus ($29.99/month, waitlist) · Prestige → Basic (free) · Plus ($29.99/month) · Prestige ($999/year, coming soon)

    Quelle: Tangem Pay Tiers Explained: Basic, Plus, and Prestige (Offizielle Ankündigung)

  68. HOCHTangem Pay

    Tangem Pay: Max cashback increased

    Max. Cashback: 2 % → 4 %

    Quelle: Tangem Pay — The Visa Card for Your Crypto Wallet (Offizielle Produktseite)

  69. MITTELTangem Pay

    Tangem Pay: Other fees & markups changed

    Weitere Gebühren & Aufschläge: Polygon gas when topping up with crypto → Foreign exchange markup on non-USD purchases (rate not stated on this page) · Network fees when topping up with crypto

    Quelle: Tangem Pay — The Visa Card for Your Crypto Wallet (Offizielle Produktseite)

  70. MITTELTangem Pay

    Tangem Pay: Card issuer / program manager changed

    Kartenherausgeber / Programm: Rain (separate card program) → Rain (issuer); program provided by Paera LLC

    Quelle: Tangem Pay — The Visa Card for Your Crypto Wallet (Offizielle Produktseite)

  71. MITTELRedotPay

    RedotPay: Tiers / plans changed

    Tarife: Standard · Pro ($12.90/month or $129/year) → Regular account · RedotPay Pro Monthly ($12.90/month) · RedotPay Pro Annual ($129.00/year)

    Quelle: Getting Started with RedotPay Pro (Offizielles Hilfecenter / FAQ)

  72. MITTELRedotPay

    RedotPay: Other fees & markups changed

    Weitere Gebühren & Aufschläge: 1.5% fee (min. $0.50) at certain merchants; up to three waivers per card per month → 1.5% transaction fee (min. 0.50 USD) at specific listed merchants (e.g. Facebook Ads, Discord, some games); first 3 eligible transactions per card per calendar month waived

    Quelle: Select Merchant Transaction Fee Rules (Offizielles Hilfecenter / FAQ)

  73. MITTELPlutus

    Plutus: Cashback type changed

    Cashback-Art: Plattform-Token → Punkte

    Quelle: An update to your Plutus plan (Offizielles Preis- und Leistungsverzeichnis)

  74. MITTELPlutus

    Plutus: Tiers / plans changed

    Tarife: Lite £1.99/mo · Starter £9.99/mo · Everyday £19.99/mo · Premium FX £29.99/mo → Lite £1.99/mo · Starter £9.99/mo · Everyday £19.99/mo · Premium FX card £29.99/mo

    Quelle: An update to your Plutus plan (Offizielles Preis- und Leistungsverzeichnis)

  75. MITTELOobit

    Oobit: Cashback conditions changed

    Cashback-Bedingungen: Higher cashback cap requires paying with the OOB token → Higher cashback cap ($5,000 spend / max $500 cashback per month) requires paying with the OOB token · Cashback granted only after the payment is fully completed (1-3 days)

    Quelle: Oobit FAQ (Offizielles Hilfecenter / FAQ)

  76. HOCHOobit

    Oobit: Availability expanded to AL, AD, AT, BE, BA, BG…

    Verfügbar in: Vereinigte Arabische Emirate, Saudi-Arabien, Südkorea → Albanien, Andorra, Österreich, Belgien, Bosnien und Herzegowina, Bulgarien, Kroatien, Zypern, Tschechien, Dänemark, Estland, Finnland, Frankreich, Georgien, Deutschland, Gibraltar, Griechenland, Guernsey, Island, Irland, Italien, Lettland, Liechtenstein, Litauen, Luxemburg, Malta, Republik Moldau, Monaco, Montenegro, Niederlande, Nordmazedonien, Norwegen, Polen, Portugal, Rumänien, Serbien, Slowakei, Slowenien, Spanien, Schweden, Schweiz, Vereinigtes Königreich, Kasachstan, Kirgisistan, Malaysia, Philippinen, Saudi-Arabien, Südkorea, Taiwan, Thailand, Vereinigte Arabische Emirate, Vietnam, Bahamas, Costa Rica, Dominikanische Republik, El Salvador, Grönland, Guatemala, Mexiko, Panama, Puerto Rico, Vereinigte Staaten, Argentinien, Brasilien, Chile, Kolumbien, Ecuador, Paraguay, Peru, Uruguay, Südafrika, Tansania, Australien, Neuseeland

    Quelle: Oobit FAQ (Offizielles Hilfecenter / FAQ)

  77. KRITISCHNexo Card

    Nexo Card: Availability removed in 1 country (AR)

    Verfügbar in: EWR, Vereinigtes Königreich, Argentinien → EWR, Vereinigtes Königreich

    Quelle: Crypto Debit & Credit Card (EEA) (Offizielle Produktseite)

  78. MITTELNexo Card

    Nexo Card: Free ATM allowance changed

    Gebührenfreie Abhebungen: € 2.000/Monat → € 200/Monat

    Quelle: Crypto Debit & Credit Card (EEA) (Offizielle Produktseite)

  79. MITTELNexo Card

    Nexo Card: Other fees & markups changed

    Weitere Gebühren & Aufschläge: Weekend FX surcharge on top of weekday FX rates → Weekend FX surcharge: 0.7% for EEA/UK/CH currencies and 2.5% for other currencies (vs 0.2% / 2% on weekdays)

    Quelle: Crypto Debit & Credit Card (EEA) (Offizielle Produktseite)

  80. KRITISCHN26

    N26: Availability removed in 3 countries (LV, LT, SK)

    Verfügbar in: Österreich, Belgien, Dänemark, Estland, Finnland, Frankreich, Deutschland, Griechenland, Island, Irland, Italien, Lettland, Liechtenstein, Litauen, Luxemburg, Niederlande, Norwegen, Polen, Portugal, Slowakei, Slowenien, Spanien, Schweden, Schweiz → Österreich, Belgien, Dänemark, Estland, Finnland, Frankreich, Deutschland, Griechenland, Island, Irland, Italien, Liechtenstein, Luxemburg, Niederlande, Norwegen, Polen, Portugal, Slowenien, Spanien, Schweden, Schweiz

    Quelle: Availability across Countries (Offizielles Hilfecenter / FAQ)

  81. MITTELN26

    N26: Other fees & markups changed

    Weitere Gebühren & Aufschläge: 1.7% fee on foreign-currency ATM withdrawals with Standard and Smart (free with Go and Metal) → 1.7% fee on ATM withdrawals outside the eurozone with Standard and Smart (free with Go and Metal)

    Quelle: Compare N26 bank account features and services (Offizielles Preis- und Leistungsverzeichnis)

  82. MITTELN26

    N26: ATM fee decreased

    Geldautomatengebühr: € 2 → 1,7 %

    Quelle: Compare N26 bank account features and services (Offizielles Preis- und Leistungsverzeichnis)

  83. KRITISCHMetaMask Card

    MetaMask Card: Availability removed in 6 countries (CZ, EE, LV, LT, US, GB)

    Verfügbar in: Argentinien, Brasilien, Kanada, Kolumbien, EWR, Mexiko, Schweiz, Vereinigte Staaten, Vereinigtes Königreich → Andorra, Argentinien, Österreich, Belgien, Brasilien, Bulgarien, Kanada, Chile, Kolumbien, Costa Rica, Kroatien, Zypern, Dänemark, Dominikanische Republik, El Salvador, Finnland, Frankreich, Deutschland, Gibraltar, Griechenland, Guatemala, Guernsey, Ungarn, Island, Irland, Isle of Man, Italien, Jersey, Liechtenstein, Luxemburg, Malta, Mexiko, Monaco, Niederlande, Norwegen, Panama, Polen, Portugal, Rumänien, Slowakei, Slowenien, Spanien, Schweden, Schweiz, Uruguay

    Quelle: Spend crypto for everyday purchases with MetaMask Card (Offizielle Produktseite)

  84. MITTELMetaMask Card

    MetaMask Card: Other fees & markups changed

    Weitere Gebühren & Aufschläge: Small per-transaction fee on the Virtual card (amount not stated) · Gas cost when claiming cashback → Small fee for each transaction (amount not stated)

    Quelle: MetaMask Card FAQs (Offizielles Hilfecenter / FAQ)

  85. MITTELMetaMask Card

    MetaMask Card: Tiers / plans changed

    Tarife: Virtual (free) · Metal ($199/year) → Virtual (Free tier) · Metal ($199/year)

    Quelle: MetaMask Metal card (Offizielles Hilfecenter / FAQ)

  86. MITTELEthena Pay Spend Card

    Ethena Pay Spend Card: Reward exclusions changed

    Ausschlüsse: Cash advances and ATM withdrawals · Crypto, stablecoin, NFT and securities purchases · Gambling · Gift cards · Peer-to-peer transfers and account funding · Fees, taxes and payments to government agencies → Cash advances, ATM withdrawals, money orders, traveler's checks and cash equivalents · Purchases of crypto, stablecoins, NFTs, securities, foreign currency · Gambling, wagering, lottery, gaming · Gift card and stored-value purchases · Peer-to-peer transfers and remittances · Account funding, loan/credit repayments, balance transfers, insurance premiums · Fees, taxes, fines and payments to government agencies · Returned, refunded or charged-back transactions

    Quelle: Ethena Pay Terms of Use (Offizielle AGB / Bedingungen)

  87. MITTELEthena Pay Spend Card

    Ethena Pay Spend Card: Other fees & markups changed

    Weitere Gebühren & Aufschläge: Late payment fee up to $40 · Returned payment fee up to $29 · Third-party fees: blockchain gas, card-network assessments, funding partners (MoonPay / Iron) → Late payment fee up to $40 · Returned payment fee up to $29 · Third-party fees: blockchain gas, card-network assessments, merchant surcharges, funding partners (MoonPay / Iron), stablecoin issuers

    Quelle: Pricing — Ethena Pay (Offizielles Preis- und Leistungsverzeichnis)

  88. MITTELKAST

    KAST: Tiers / plans changed

    Tarife: Standard ($0/year) · Premium ($1,000/year) · Private ($10,000/year) → Standard · Premium · Private

    Quelle: KAST Memberships replace card tiers (Offizielle Ankündigung)

  89. HOCHether.fi Cash

    ether.fi Cash: Availability expanded to AD, AO, AG, AR, AT, BS…

    Verfügbar in: Vereinigtes Königreich, Kanada, Australien, Singapur, Vereinigte Arabische Emirate, Vereinigte Staaten → Andorra, Angola, Antigua und Barbuda, Argentinien, Australien, Österreich, Bahamas, Bahrain, Bangladesch, Barbados, Belize, Bolivien, Brasilien, Britische Jungferninseln, Bulgarien, Kanada, Kaimaninseln, Chile, Kolumbien, Costa Rica, Kroatien, Zypern, Tschechien, Dänemark, Dominica, Dominikanische Republik, Ecuador, El Salvador, Frankreich, Deutschland, Gibraltar, Griechenland, Guernsey, Guatemala, Guyana, Honduras, Sonderverwaltungsregion Hongkong, Ungarn, Island, Indonesien, Isle of Man, Italien, Japan, Jersey, Lettland, Liechtenstein, Litauen, Luxemburg, Malaysia, Malediven, Malta, Mexiko, Monaco, Neuseeland, Nigeria, Norwegen, Oman, Palau, Panama, Paraguay, Peru, Philippinen, Polen, Portugal, Puerto Rico, Rumänien, Saudi-Arabien, Seychellen, Singapur, Slowakei, Slowenien, Südafrika, Südkorea, Spanien, St. Kitts und Nevis, St. Lucia, St. Vincent und die Grenadinen, Suriname, Schweden, Schweiz, Taiwan, Thailand, Trinidad und Tobago, Turks- und Caicosinseln, Vereinigte Arabische Emirate, Vereinigtes Königreich, Uruguay, Vanuatu, Belgien, Irland, Vereinigte Staaten

    Quelle: In which countries is the Cash card available? (Offizielles Hilfecenter / FAQ)

  90. MITTELether.fi Cash

    ether.fi Cash: Interest notes changed

    Hinweise zum Zins: Variable rate set by the underlying lending market for each asset; ether.fi does not set the rate. → Variable APY set by the underlying Aave v4 lending market per asset; accrues immediately and compounds continuously

    Quelle: Understanding your Cash card: Borrow Mode vs Direct Pay Mode (Offizielles Hilfecenter / FAQ)

  91. MITTELether.fi Cash

    ether.fi Cash: Cashback conditions changed

    Cashback-Bedingungen: Minimum $5 of cashback required to claim · Spend tiers reset at the start of every month → Rates step down progressively with total monthly spend · EUR transactions use lower thresholds and rates · Spend tiers reset at the start of every month

    Quelle: How does cashback work? (Offizielles Hilfecenter / FAQ)

  92. MITTELCurve Pay

    Curve Pay: Tiers / plans changed

    Tarife: Curve Pay (free) · Curve Pay X £5.99/mo · Curve Pay Pro £9.99/mo · Curve Pay Pro+ £17.99/mo → Curve Pay · Curve Pay X · Curve Pay Pro · Curve Pay Pro+

    Quelle: Curve Cashback & Rewards (Offizielle AGB / Bedingungen)

  93. MITTELCrypto.com Visa Card (EEA)

    Crypto.com Visa Card (EEA): Other fees & markups changed

    Weitere Gebühren & Aufschläge: ATM withdrawal fees, top-up fees and other charges may apply depending on jurisdiction and card tier → ATM withdrawal fees, interbank exchange rates, top-up fees and other charges may apply depending on jurisdiction and card tier

    Quelle: Crypto.com Visa Card: Earn Up to 5% back on your daily spending (Offizielle Produktseite)

  94. HOCHbunq

    bunq: Availability expanded to HU, LV, LT, LU, MT, PL…

    Verfügbar in: Österreich, Belgien, Bulgarien, Kroatien, Zypern, Tschechien, Dänemark, Estland, Finnland, Frankreich, Deutschland, Griechenland, Irland, Italien, Spanien, Niederlande → Österreich, Belgien, Bulgarien, Kroatien, Zypern, Tschechien, Dänemark, Estland, Finnland, Frankreich, Deutschland, Griechenland, Ungarn, Irland, Italien, Lettland, Litauen, Luxemburg, Malta, Niederlande, Polen, Portugal, Rumänien, Slowakei, Slowenien, Spanien, Schweden

    Quelle: Who can open a bunq Personal account? (Offizielles Hilfecenter / FAQ)

  95. KRITISCHbunq

    bunq: ATM fee: major increase

    Geldautomatengebühr: € 0,99 → € 2,99

    Quelle: Compare bunq Personal Plans (Offizielles Preis- und Leistungsverzeichnis)

  96. HOCHbunq

    bunq: FX fee decreased

    Fremdwährungsgebühr: 0,5 % → 0 %

    Quelle: Compare bunq Personal Plans (Offizielles Preis- und Leistungsverzeichnis)

  97. MITTELBitpanda Card

    Bitpanda Card: Reward exclusions changed

    Ausschlüsse: Payments funded with euro (fiat) · Precious metals · Stablecoins → Payments funded with fiat (EUR) · Payments funded with Bitpanda Stocks · Payments funded with metals · Payments funded with stablecoins · Payments funded with other non-crypto assets

    Quelle: The Bitpanda Visa Card (Offizielle Produktseite)

  98. MITTELBitpanda Card

    Bitpanda Card: Other fees & markups changed

    Weitere Gebühren & Aufschläge: Every card payment is an asset-to-fiat trade charged at the usual Bitpanda trading fee · Extra physical card €10 → Visa FX mark-up applies on non-EUR transactions

    Quelle: The Bitpanda Visa Card (Offizielle Produktseite)

  99. MITTELBitpanda Card

    Bitpanda Card: Card issuer / program manager changed

    Kartenherausgeber / Programm: TPML (Visa member) → Transact Payments Malta Limited

    Quelle: The Bitpanda Visa Card (Offizielle Produktseite)

  100. HOCHBitget Wallet Card

    Bitget Wallet Card: Availability expanded to AR, BR, CL, CO, EC, SV…

    Verfügbar in: EWR, Vereinigtes Königreich, Südafrika → EWR, Vereinigtes Königreich, Argentinien, Brasilien, Chile, Kolumbien, Ecuador, El Salvador, Guatemala, Mexiko, Panama, Peru, Südkorea, Japan, Vietnam, Malaysia, China, Taiwan, Australien, Thailand, Philippinen, Südafrika, Pakistan, Bangladesch

    Quelle: Bitget Wallet Card (Offizielle Produktseite)

  101. MITTELBitget Wallet Card

    Bitget Wallet Card: Other fees & markups changed

    Weitere Gebühren & Aufschläge: Top-up and currency conversion fees apply once the monthly assetback allowance is exceeded → Top-up and currency conversion fees apply; standard fees apply once the monthly assetback allowance is exceeded

    Quelle: Bitget Wallet Card (Offizielle Produktseite)

  102. KRITISCHAvici Card

    Avici Card: Availability removed in 43 countries (AT, BE, BG, HR, CY, CZ…)

    Verfügbar in: Weltweit → Antigua und Barbuda, Argentinien, Australien, Bahamas, Barbados, Bangladesch, Belize, Bolivien, Brasilien, Kaimaninseln, Kolumbien, Costa Rica, Côte d’Ivoire, Dominikanische Republik, Ecuador, Ägypten, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Sonderverwaltungsregion Hongkong, Japan, Kenia, Malaysia, Mexiko, Marokko, Neuseeland, Pakistan, Panama, Paraguay, Peru, Philippinen, St. Kitts und Nevis, St. Lucia, St. Vincent und die Grenadinen, Senegal, Singapur, Südafrika, Suriname, Thailand, Trinidad und Tobago, Turks- und Caicosinseln, Vereinigte Arabische Emirate, Uganda, Uruguay, Sambia, Vereinigte Staaten

    Quelle: Regions and Prohibitions for Avici Card (Offizielles Hilfecenter / FAQ)

  103. HOCHAvici Card

    Avici Card: Not available in changed

    Nicht verfügbar in: Belarus, China, Kuba, Indien, Iran, Irak, Israel, Myanmar, Nepal, Nicaragua, Nordkorea, Russland, Sri Lanka, Syrien, Türkei, Ukraine, Venezuela, Vietnam → Vereinigte Staaten

    Quelle: Terms of Service – Avici Card (Offizielle AGB / Bedingungen)

  104. HOCHPlutus

    Plutus: product status "paused" — Card/banking features in migration; card spending currently earns no PLUS

    Produktstatus: Aktiv → Pausiert

    Quelle: Plutus Q1 Migration FAQ (Offizielle Ankündigung)

  105. HOCHPulsar Money Card

    Pulsar Money Card: product status "waitlist" — Early access sign-up

    Produktstatus: Aktiv → Warteliste

    Quelle: Pulsar Money (Offizielle Produktseite)

  106. KRITISCHGnosis Pay

    Gnosis Pay: product status "closing" — Card stops working 23:59 UTC, 20 December 2026; support ends 18 June 2027

    Produktstatus: Aktiv → Wird eingestellt

    Quelle: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026) (Offizielle AGB / Bedingungen)