Coinbase One Card vs Crypto.com Visa Card (EEA)
Crypto native
Crypto native
Verdict
- Crypto.com Visa Card (EEA) scores higher overall (6.1 vs 5.3 out of 10).
- Crypto.com Visa Card (EEA) is clearly stronger on: Availability.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Coinbase One Card is a good fit for
- Users who need credit rather than a debit/prepaid card
- Frequent travellers
Crypto.com Visa Card (EEA) is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Availability
Score by criterion
| Criterion | Coinbase One Card | Crypto.com Visa Card (EEA) |
|---|---|---|
| Fees | 91 | 100 |
| Cashback & rewards | 16 | 9 |
| Availability | 3 | 100 |
| FX & international | 100 | – |
| Product features | – | – |
| Custody & security | – | – |
| Credit & financing | 70 | – |
| Limits & ATM | – | – |
| Transparency | 93 | 86 |
| Best for Cashback | 3.9 | 4.4 |
| Best for Travel | 6.8 | n/a |
| Best for DeFi Users | 5.7 | n/a |
| Best for High Spenders | 5.4 | 4.3 |
| Best for Low Fees | 8.8 | 7.8 |
| Best for Beginners | 5.6 | 7.1 |
| Best Crypto Credit Card | 6.5 | n/a |
Product
Product status
ActiveShow source
Product status: Active
Source: Coinbase One Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
ActiveShow source
Product status: Active
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Card type
Credit cardShow source
Card type: Credit card
Source: Coinbase One Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Prepaid cardShow source
Card type: Prepaid card
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Network
VisaShow source
Network: Visa
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Fees
Annual fee
$49.99/year*Show source
Annual fee: $49.99/year
Coinbase One membership required (from $49.99/year); no separate card annual fee for members
Source states (paraphrased): Exclusively available to Coinbase One members starting with the $49.99 annual plan; no annual fee for members.
Source: How to apply for a Coinbase One Card
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Coinbase One membership required (from $49.99/year); no separate card annual fee for members
Monthly fee
Free*Show source
Monthly fee: Free
Free tier; paid tiers from €3.99/month (€39.90/year) to €24.99/month, or unlocked via 12-month CRO staking
Source states (paraphrased): Tiers priced e.g. €3.99/month or €39.90 yearly, or €450 12-month CRO staking; top paid tier €24.99/month.
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%
Free tier; paid tiers from €3.99/month (€39.90/year) to €24.99/month, or unlocked via 12-month CRO staking
FX fee
0%Show source
FX fee: 0%
Source states (paraphrased): No foreign transaction fees.
Source: Coinbase One Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Other fees & markups
ATM withdrawal fees, top-up fees and other charges may apply depending on jurisdiction and card tierShow source
Other fees & markups: ATM withdrawal fees, top-up fees and other charges may apply depending on jurisdiction and card tier
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Cashback & rewards
Base cashback
0%*Show source
Base cashback: 0%
Free tier
Source states (paraphrased): Everyday CRO rewards from 0% on the free tier.
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%
Free tier
Max cashback
4%*Show source
Max cashback: 4%
Up to; tier depends on average Coinbase balance
Source states (paraphrased): Up to 4% bitcoin back on every purchase.
Source: Coinbase One Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Up to; tier depends on average Coinbase balance
4.5%*Show source
Max cashback: 4.5%
Highest tier; monthly caps apply by tier
Source states (paraphrased): Up to 4.5% on the highest tier, with caps by tier.
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%
Highest tier; monthly caps apply by tier
Cashback paid in
BTCShow source
Cashback paid in: BTC
Source: Coinbase One Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
CROShow source
Cashback paid in: CRO
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Cashback type
CryptoShow source
Cashback type: Crypto
Source: Coinbase One Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Platform tokenShow source
Cashback type: Platform token
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Cashback conditions
Reward tier depends on the account's average balance · 5% bitcoin back on travel booked via Coinbase One Card Travel · Reversed purchases can trigger a Rewards Adjustment ChargeShow source
Cashback conditions: Reward tier depends on the account's average balance · 5% bitcoin back on travel booked via Coinbase One Card Travel · Reversed purchases can trigger a Rewards Adjustment Charge
Source: Coinbase One Card Rewards Program Terms & Conditions
Official terms & conditions (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Staking / holding required for top rewards
Yes*Show source
Staking / holding required for top rewards: Yes
Higher tiers via subscription or 12-month CRO staking
Source states (paraphrased): Tiers can be unlocked through a 12-month CRO stake (e.g. €450 for one tier).
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Higher tiers via subscription or 12-month CRO staking
Staking asset
CROShow source
Staking asset: CRO
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Credit & financing
Credit line
Yes*Show source
Credit line: Yes
Subject to credit approval
Source states (paraphrased): Eligibility depends on creditworthiness; approval shows a credit limit.
Source: How to apply for a Coinbase One Card
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Subject to credit approval
Credit type
Revolving creditShow source
Credit type: Revolving credit
Source states (paraphrased): Rewards terms refer to the minimum payment due.
Source: Coinbase One Card Rewards Program Terms & Conditions
Official terms & conditions (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Availability
Available in
United States*Show source
Available in: United States
Excluding US territories
Source states (paraphrased): Available only within the United States, excluding U.S. territories.
Source: Coinbase One Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Excluding US territories
EEAShow source
Available in: EEA
Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Annual cost at 1,500 EUR/month
Coinbase One Card
- Annual & monthly fees−43 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Crypto.com Visa Card (EEA)
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+0 EUR
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers