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Ready Card

by Ready (formerly Argent)

Crypto nativeMastercard
Initial research 22 October 2026 · not yet verified
–
No score

Mastercard from Ready, the Starknet wallet formerly known as Argent. Offered as a free Lite card and a Metal tier. Cashback moved to a 'Ready Rewards' programme from 1 May 2026.

Travel8.0Low fees9.3

Key stats

Base cashback
No data yet
Max cashback
No data yet
Base fee
No data yet
FX fee
0%*Show source

FX fee: 0%

Card page; a Ready Learn page lists 1% for Metal

Source: Ready Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

ATM fee
2%*Show source

ATM fee: 2%

Metal tier, above the monthly free limit

Source: Ready Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card fee
No data yet
Credit line
No data yet
Staking for top rewards
No data yet

Tap a value for its source, retrieval date and confidence. * = conditions apply.

Pros

  • No FX markup from the issuer
  • Free ATM withdrawals up to $800/month

Cons

No disadvantages derived from the published data yet.

Who is it for?

  • Frequent travellers

Who should avoid it?

Not enough data to say.

Fees

FX fee
0%*Show source

FX fee: 0%

Card page; a Ready Learn page lists 1% for Metal

Source: Ready Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 45%

Card page; a Ready Learn page lists 1% for Metal

Top-up fee
Free*Show source

Top-up fee: Free

Metal tier

Source: Ready Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Metal tier

ATM fee
2%*Show source

ATM fee: 2%

Metal tier, above the monthly free limit

Source: Ready Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Metal tier, above the monthly free limit

Free ATM allowance
$800/month*Show source

Free ATM allowance: $800/month

Metal tier

Source states (paraphrased): 2% ATM fee above the monthly free limit of $800.

Source: Ready Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Metal tier

Not yet researched: Annual fee, Monthly fee, Physical card fee, Virtual card fee, Replacement fee, Crypto conversion fee, Crypto withdrawal fee, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.

Cashback & rewards

Cashback conditions
Cashback replaced by 'Ready Rewards' from 1 May 2026 · Rules can change at Ready's discretion · Country exclusions applyShow source

Cashback conditions: Cashback replaced by 'Ready Rewards' from 1 May 2026 · Rules can change at Ready's discretion · Country exclusions apply

Source: Cashback eligibility and country exclusions

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Base cashback, Max cashback, Cashback paid in, Cashback type, Cashback-eligible spend cap, Max cashback per month, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.

Credit & financing

No credit & financing data published or researched yet.

Supported countries & currencies

No availability data published or researched yet.

Features, wallets & supported assets

Blockchains
StarknetShow source

Blockchains: Starknet

Source: Network fees (gas): what do you need to pay?

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Apple Pay, Google Pay, Physical card, Virtual card, ATM withdrawals, Spend stablecoins, Spendable assets.

Security & custody

No security & custody data published or researched yet.

Limits

No limits data published or researched yet.

Product

Product status
ActiveShow source

Product status: Active

Source: Ready Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network
MastercardShow source

Network: Mastercard

Source states (paraphrased): Accepted anywhere Mastercard is accepted.

Source: Ready Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Tiers / plans
Lite (free) · MetalShow source

Tiers / plans: Lite (free) · Metal

Source: Ready Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Card type, Custody model, Launch date, Card issuer / program manager.

Our rating

CriterionWeightScore

Fees

Per-transaction costs ≈ 0.00%

20%
100

Cashback & rewards

20%No data — excluded

Availability

15%No data — excluded

FX & international

FX fee 0%

10%
100

Product features

10%No data — excluded

Custody & security

10%No data — excluded

Credit & financing

5%No data — excluded

Limits & ATM

ATM cost on €200 ≈ 2.0% · Free ATM allowance ≈ €696/month

5%
74

Transparency

3 of 3 checked key terms disclosed · 3 contradiction(s) between official sources

5%
79

Data coverage 40%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.

Scores are computed by a deterministic algorithm. Affiliate relationships and sponsored placements have no influence. How we score

FAQ

What is the FX fee of Ready Card?
0% (Card page; a Ready Learn page lists 1% for Metal). Source: Ready Card.

Change history

  • Product status recorded · 22 October 2026 · auto-approved
  • Network recorded · 22 October 2026 · auto-approved
  • Tiers / plans recorded · 22 October 2026 · auto-approved
  • FX fee recorded · 22 October 2026 · auto-approved
  • Top-up fee recorded · 22 October 2026 · auto-approved
  • ATM fee recorded · 22 October 2026 · auto-approved
  • Free ATM allowance recorded · 22 October 2026 · auto-approved
  • Cashback conditions recorded · 22 October 2026 · auto-approved
  • Blockchains recorded · 22 October 2026 · auto-approved